You're eligible to apply to refinance your student loans!
Lending Partners
- Rates as low as 2.25% variable and 2.99% fixed1
- No fees or prepayment penalties
- Unemployment protection
- A fixed-rate loan with rates from 2.46% APR to 6.06% APR1
- No obligation rate quote in less than a minute with no impact to credit score
- No origination, prepayment or late fees
- Standard and graduated repayment plans (subject to approval)
- Available to students and parents who borrowed on behalf of their students
- Refinance federal and/or private student loans at lower rates with no fees.
- Choose a 5, 8, 12, or 15 year term to best fit your needs.
- Each applicant receives a personal loan advisor to help them through every step in the process.
- Spouses can refinance their loans together. Parents can refinance their loans too.
- Competitive Fixed and Variable Rates
- No Prepayment Fees
- 24 Months of Hardship Forbearance
- Consolidate federal and private student loans
- Zero Fees
- Choice of fixed or variable interest rate
- 0.25% interest rate reduction while enrolled in automatic payments1
- The minimum consolidation loan amount is $5,000.
- Subject to credit approval, borrowers can consolidate up to the aggregate amount of their education loan debt. Maximum limits may apply.
The U.S. Department of Education handles all Federal Consolidation Loans. Apply online or contact the Loan Consolidation Information Call Center at 1-800-557-7392. Go to StudentLoans.gov
Could You Be Saving Money?
Discover how much you could be saving each month with our student loan refinancing calculator.
Helpful Consolidation Tips
- You'll need your Driver's License and Social Security Number (SSN)
- Be prepared to provide your work income and any other income you have
- If you're using a cosigner, get an email address for them