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Splash Financial Student Loan Refinancing

Splash Financial negotiates with credit unions and banks to provide low refinancing rates to student loan borrowers.

Splash is a student loan refinance company that negotiates with credit unions and banks to provide market-leading rates. Our sole focus is helping graduates save money through student loan refinancing – it’s the only product we offer!

The Splash Financial Refinance Loan Offers the Following:

  • Rates as low as 4.74%1 Variable APR and 4.96%1 Fixed APR
  • See your rates in 3 minutes without affecting your credit score2
  • No pre-payment penalties, origination, or application fees
  • Minimum loan amounts starting at $5,000 and no loan maximums

Minimum Eligibility Requirements

  • Graduates with an associate, bachelor’s or graduate degree
  • Parents who took out educational loans to finance their child’s education are also eligible if the child has graduated.
  • Borrower must be a U.S. citizen or permanent resident
  • 650+ FICO
  • <50% Monthly Debt-to-Income Ratio

Loan Limits

Minimum Loan Amount: $5,000

Annual loan maximum: No Maximum


1The rates displayed may include a 0.25% autopay discount.

2To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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