Last Updated: December 21, 2022
Edvisors Network, Inc. (“Edvisors”, “our”, “we”) publishes several different websites, including, but not limited to the following:
Table of Contents:
Questions Regarding Our Privacy Practices
Attn: Customer Service
350 S. Rampart Blvd., Suite 200
Las Vegas, NV 89145 USA
You may also reach us during regular business hours at: (888) 972-1010
1. Information We Collect
We may collect, use, and disclose information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”). In the past twelve months, we have collected the following categories of Personal Information:
|Personal Information Category||Examples of Personal Information We Have Collected and May Collect|
|Identifiers||Name, email address, IP address, and User ID, phone number, account username.|
|Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||Household income range, student assets, federal or private student loan debt, credit score range, student loan amount sought, and other information under this category to the extent covered by another category.|
|Protected classification characteristics under California or federal law.||Gender, age 40 years plus, marital status, religion, citizenship, military or veteran status, disability, ethnicity.|
|Commercial information.||Preferred school size, preferred residence, sweepstakes participation records, ScholarshipPoints activities, reward activities, e-gift cards information, survey responses.|
|Internet or other similar network activity.||Data and time of interaction with an advertisement, advertisement ID, website ID, session ID, browsing history, search history, chat transcript.|
|Geolocation data.||GPS-based information from mobile devices used to access the Services.|
|Audio, electronic, visual, thermal, olfactory, or similar information.||Call recording when you contact our call center, photos, Site recordings.|
|Professional or employment-related information.||Job information and status, job title.|
|Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||School name, school address, GPA, exam scores, major, degree, graduation date, class rank, grade levels.|
|Inferences drawn from other Personal Information.||Propensity to select certain offers, scholarships, advertisements, content, colleges, and/or universities that may interest you, and gender.|
We also collect certain types of Personal Information that may be considered sensitive under relevant laws (“Sensitive Personal Information”). In the past twelve months, we have collected the following categories of Sensitive Personal Information:
|Sensitive Personal Information Category||Examples of Sensitive Personal Information We Have Collect and May Collect|
|Complete account access credentials.||Usernames combined with required access/security code or password.|
|Racial or ethnic origin.||Ethnicity|
|Religious or philosophical belief.|
|Health Information.||Diagnosis, disability|
2. How We Collect Information
A. Information You Provide
We may collect Personal Information you provide to us:
- When you fill out forms or fields through our Services;
- When you sign up for any newsletters or other materials through our Services;
- When you provide information to us through a Third-Party application, service or web site;
- When you communicate with us or request information about us or our Services, whether via email or other means;
- When you participate in online surveys hosted by us or our Third-Party partners;
- When you participate in any of our marketing initiatives, including, contests, sweepstakes, or other promotions;
- When you participate in forums, chats or provide user generated content or submissions;
- When you provide us with access to GPS-based information about your location; and
- When you visit our Sites or open emails we send, including your device identifier or IP address.
B. Information Third Parties Provide
We also may collect information about you from sources other than from you directly, such as from social media websites (Facebook, LinkedIn, Twitter or others), other users and our business partners.
Supplementation of Personal Information: In order to provide certain services to you, we may on occasion supplement the Personal Information you submitted to us with information from Third Party sources. For example:
- Address Verification: If you provide your email address during member registration or otherwise, we use Third Parties in order to verify your email address information registration process.
- Enhancement of Profile Information: We obtain marketing data from Third Parties and add it to our existing user database, to better target our advertising and to provide pertinent offers for which we think you would be interested. To enrich our profiles of individual customers, we tie this information to the Personal Information you submitted to us. If you choose to link any of your social media accounts to your account, you may be given the option to log into your account using the credentials from any such social media accounts. When you choose to use this log-in feature, we may obtain information from all of the social media accounts that you have chosen to link to your account. Such information may include, for example, your name, date of birth, gender, location, profile photo, interests, activities, likes, check-ins, languages, e-mail address, mailing address, telephone number, professional information, contacts or similar information. You may unlink any of your social media accounts from your account by modifying your account settings. When you do so, we will stop obtaining new information from such social media accounts.
- When We Advertise on Third Party Sites: When you visit a site on which we advertise and click through our advertisement, we may place cookies on your computer or use pixel tags. The information that we collect through this technology is not personally identifiable.
We use tracking technologies to help provide content, to measure promotional effectiveness, to offer advertisements and/or other offerings, to recognize you and your preferences when you return to our site, to help us learn more about how our users use our sites, to personalize your experience, to assess which areas of our Site you visit, and to remarket to you after you leave our site.
Tracking: We permit Service Providers (as defined below) and Third Parties (as defined below) that we have agreements with us to track you when you are on our Site. When you leave our Site there is a chance that these Third Parties may continue to track you.
A few tracking technologies include, without limitation, images, scripts and subsequent technology and methods later developed:
Cookies: Edvisors uses “cookies” and other technologies to help us learn more about how our users use our sites and to recognize you when you return. “Cookies” (which may be html files, Flash files or other technology) are text files that are stored on your browser or device by websites, apps, online media, and advertisements that can be used to help recognize you as an Edvisors user and help store your preferences and activity. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to your computer, and can only be read by a web server in the domain that issued the cookie to you. Cookies may store user preferences and other information, and can be deleted or blocked by changing the settings on your web browser. You may also be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. However, choosing to decline cookies may hinder performance and negatively impact your experience on Edvisors’ Site.
Web Beacons: Web beacons are small graphic images or other web programming which may be included in our Services. Web beacons can be invisible to you and are used for a number of purposes, including, without limitation, to count visitors to our Sites, to monitor how users navigate our Sites, to count how many e-mails that were sent were actually opened or to count how many specific articles or links were actually viewed.
HTML5 and Locally Stored Objects: Similar to cookies are “locally stored objects” which we may also use for storing analytics information. Locally stored objects, such as HTML5 Web Storage, are used for similar purposes as cookies but typically may contain a greater amount and different types of data than browser cookies. Most current versions of common web browsers clear this locally stored data when you delete or clear your cookie cache. To confirm whether this is the case for the browser you are using, or to learn more about how to precisely control this data storage, please consult the Help function of your browser.
Analytics Tools and Third-Party Cookies: Edvisors uses temporary cookies to help us determine how people travel through our Site. A session cookie expires when you close your browser. We also use Third-party analytics tools (such as Google Analytics) to collect information such as how often users visit our Site, what pages they visit when they do so, and what other sites they used prior to coming to our Site. We use this information only to improve our Sites and Services. Such tools use permanent cookies to identify you as a unique user the next time you visit our Site. Third Parties providing such analytics tools may also transfer this information to other third parties where required to do so by law, or where such third parties process the information on their behalf. By using our Site, you consent to the processing of data about you by a Third-Party click tracking analytics provider in the manner and for the purposes set out above.
For some of our products, we use Google Analytics Advertising Features, including Remarketing with Google Analytics, Google Display Network Impression Reporting, Google Analytics Demographic and Interest Reporting.
You may opt out of the Google Analytics service with Google’s Browser Add-on that’s available at https://tools.google.com/dlpage/gaoptout/
For information in general about Google’s remarketing ad campaigns, and specifically about information regarding DoubleClick cookies and how to control and manage Google’s advertising cookies for these campaigns, visit https://www.google.com/policies/technologies/ads/.
You can exercise cookie choices by visiting http://www.aboutads.info/choices/.
You can choose to disable the HotJar service at https://www.hotjar.com/opt-out.
Online Advertising Networks and Third-Party Cookies: Edvisors sometimes runs online ad campaigns that display Edvisors ads to you based on your likely interests. We may learn your likely interests when you use our Site and from other companies and websites that help us understand your likely interests. These types of ads are often called “interest-based ads”, “online behavioral advertising”, or “targeted advertising”. We hire “ad networks” to display these ads on websites across the Internet. Edvisors adheres to the DAA’s Self-Regulatory Principles for Online Behavioral Advertising.
The ad networks we hire to display these ads set their own cookies on your browser and use web beacons to measure the effectiveness of these ads and to understand your likely interests. Our ad networks and Edvisors both learn which Edvisors ads are shown to you, which ads are clicked on, and on which web page the ads were displayed.
Third-party companies may use non-cookie technologies to recognize your computer or device and/or to collect and record information about your web surfing activity including your activities on our Site. These technologies may be used directly on our Site. Please keep in mind that your web browser may not permit you to block the use of these non-cookie technologies, and those browser settings that block cookies may have no effect on such techniques.
For more general information about interest-based ads and your choices, visit the Digital Advertising Alliance at http://www.aboutads.info/choices.
Cross-device and cross-app technology: We use the term “devices” to refer collectively to computers and mobile devices, as well as the internet browsers and other applications on your devices that interact with the internet. We and our customers may use technology that establishes deterministic or statistical connections among related devices (such as smartphones, tablets, and computers) to deliver more relevant advertising to you and for advertising analytics and reporting purposes. This includes cross device data collection which refers to the process of collecting data from separate devices that have been determined through statistical analysis to be linked or related.
How We Respond to Browser “Do Not Track” Signals: Some web browsers or mobile device operating systems incorporate a “Do Not Track” (a/k/a DNT) feature that signals to websites that you visit that you do not want to have your online activity tracked. We do not respond to web browser and/or mobile device operating systems “Do Not Track” signals at this time.
3. How We Use Your Information
A. Internal Uses
- to provide you the Services you request (such as promotions, lending and scholarship information);
- to operate, administer, test and improve our Sites;
- to customize our Sites, including with location-based information, advertising, and features;
- to improve your user experience and our Services;
- to provide information about other products and services which we think might interest you;
- to provide you with and target advertising based on your activity and interests, both on our own Sites and applications and on third-party sites, platforms and applications; and
- for our general business purposes such as analytics, market research and financial reporting.
We use Sensitive Personal Information as described above and we use and/or disclose it for additional purposes beyond those specified in 11 Cal. Code of Regs. § 7027(m). For information about how to opt-out of our processing of Sensitive Personal Information for non-exempt purposes, please see the Consumer Privacy Rights section below.
B. Consumer Rewards Services
We also use each category of your Personal Information for purposes of establishing and maintaining our consumer rewards services, such as RewardFish. Rewards opportunities may include cashback shopping, offers, surveys, search, watching video and other online and offline activities. You should review our Notice of Financial Incentive related to the rewards opportunities.
C. Personal Information Disclosures
Service Providers: From time to time, we may use other businesses to perform specific services (“Service Providers”), such as sending emails or newsletters to Edvisors users. We may disclose your Personal Information to the extent necessary for the Service Provider to provide specific services including, but not limited to:
- Fulfillment and account servicing vendors, which help us provide products, services and information to you, service your account or benefits, and perform payment processing services;
- Marketing and communications vendors, which help us market our products/services to you, conduct promotions, surveys and other outreach campaigns, and facilitate communications via phone, text, email, and chat;
- Research and development vendors, which help us develop and improve our products and services;
- Data and business analytics vendors, which help us collect, analyze and improve the accuracy of our data (including Personal Information);
- IT and network administration vendors, which provide services such as data storage and management, website hosting, and data security;
- Professional service firms, which provide accounting, legal, and other professional services; and
- General service providers, which help us with day-to-day business operations such as office support services, courier services, facilities management, and document destruction.
These Service Providers may be located outside of your home jurisdiction. Our Service Providers are only allowed to use Personal Information for the purpose of providing the specific services requested by Edvisors. The services covered by this paragraph do not include links to third-party sites found on our sites.
We may also disclose your Personal Information to Third Parties for the following purposes when permitted or required by applicable law:
Law Enforcement: While Edvisors strives to protect the Personal Information of all users, Edvisors will disclose Personal Information if legally required to do so, if requested to do so by a government entity, or if it believes in good faith that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect our rights or property or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
D. Personal Information Sales and Sharing
|Third Party Categories||Personal Information Categories||Sold or Shared||Business or Commercial Purpose(s)|
|Advertisers and Marketing Partners*||All categories.||Sold and shared||To provide information about other products and services which we think might interest you.|
|Market Research (MR) Companies||Identifiers; Personal Information listed in Cal. Civ Code § 1798.80(e); Protected classification characteristics under California or federal law; Professional or employment-related information; Education information meaning non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)); Racial or ethnic origin.||Sold and shared||To identify survey opportunities that you may be eligible for through the Third-Party MR Companies.|
|Analytics Partners||All categories.||Sold and shared||For these partners to compile analytics .|
|Fraud Prevention and Identity Services Companies These Third Parties may combine the Personal Information we provide to them with other data they maintain and may further sell the Personal Information we provide them.||All categories.||Sold and shared||For these companies to use, either for themselves or their clients, in fraud prevention, detection, and/or mitigation; identity verification, resolutions, and authentication; skip tracing; and locating consumers.|
|Promotional Partners||All categories.||Shared||To administer, market, sponsor, or fulfill the promotion or as required by applicable laws, rules or regulations (for example, to provide winners’ lists or make required filings as appropriate) or in accordance with the applicable Official Rules of the promotion/sweepstakes you enter on or through the Site or Services.|
|AI/Data Modelers||All categories.||Sold and shared||To develop and utilize artificial intelligence and machine learning algorithmic models.|
*Our Site may display Third-Party advertisers’ offers. These advertisers may in turn display their own offers. These offers are not controlled by or made by Edvisors. These offers may be displayed to you based on certain technical information, such as your geographic area or other anonymous demographic information. After clicking on one of these offers, you may no longer be on a site hosted by Edvisors or a partnering Third Party Platform. Edvisors may provide points or other virtual rewards to users in exchange for interaction with an advertisement or completion of a specific activity in furtherance of the advertiser’s promotion subject to our Notice of Financial Incentive. Such activities may include signing up for an account with the advertiser. To properly credit user accounts and to prevent fraud, a unique identifier and anonymous demographic information may be shared with the offer provider. This information is used to ensure proper crediting of your account, prevent fraud or duplicate offers and to resolve any customer service inquiries that may arise. Once you complete an offer, you may then be returned to an Edvisors Site or Service.
In the past twelve months, we have disclosed the following categories of Personal Information to Third Parties in circumstances that are not the sale or sharing of the Personal Information:
|Third Party Categories||Personal Information Categories|
|Government Agencies and Courts.||None disclosed in the past 12 months|
|Parties to Litigation.||None disclosed in the past 12 months|
|Potential acquirers of our business||None disclosed in the past 12 months|
4. Children's Policy
This Site is not directed or otherwise promoted for use by children under the age of thirteen (13). Edvisors does not knowingly collect, maintain or use Personal Information from our Sites or Services about children under age thirteen. If a child whom we know to be under age thirteen sends Personal Information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent, and will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any Personal Information from children known to be under the age of thirteen. We are not, however, responsible for the collection and use of information by companies or individuals unaffiliated with us whose web sites may contain links to ours. Because we do not knowingly collect any Personal Information from children under the age of thirteen, we also do not knowingly distribute such information to Third Parties. We do not knowingly allow children under the age of thirteen to publicly post or otherwise distribute Personal Information via our Site.
5. How We Protect Your Information
We take the security of your Personal Information very seriously. Edvisors maintains certain physical, electronic, and administrative safeguards to help protect our data. We require all Service Providers to whom we disclose your Personal Information.
We cannot, however, ensure or guarantee the security of any information you transmit to us or store on the Services and you do so at your own risk. We also cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, electronic, or administrative safeguards.
6. Links to Other Sites
This Site contains links to other sites. Please be aware that Edvisors does not exercise control over the information, products, services or policies of Third-Party companies linked from or accessible through our Site. We encourage you to be aware when you leave our Site and to read the privacy policies of each and every Third-Party site so you can understand how they collect, use, and share your information.
7. How to Update Your Information
We encourage you to visit your account, if applicable, to review and update your Personal Information.
The appropriate method(s) for updating your information, if any, will depend on which of our Site and Services you have either visited or used. Depending on the Site and Service, you may have the ability to view or edit some of your information online, by logging into the Services and visiting your account profile page. You may also reach us during regular business hours at (888) 972-1010 to request to update your Personal Information. We may ask you to verify your identity and provide other details to help us to respond to your request.
8. Friend Referrals
We may provide you with an opportunity to invite and inform your friends, family and acquaintances (“Friends”) about our Services. If you elect to use our referral feature, we will automatically send to your Friend, to the email address you provided, one or more emails or other communications, on your behalf, inviting them to visit or register for the Edvisors’ Site and Services. You warrant and represent that you have your Friend’s consent to provide us with their information for this purpose, and that you will not give us referral information for any person not permitted to use the Edvisors’ Site and Services, including, without limitation a child under the age of 13, a person whose account has previously been suspended or deactivated, or a person residing or located in a territory where use of the Edvisors’ Site and Services are not authorized.
9. Your Rights with Regards to Our Collection Practices
Unsubscribe from Our E-mails: If you do not wish to receive promotional e-mails from us, whether on our behalf or on behalf of a client, including our e-newsletters, follow the unsubscribe process at the bottom of the promotional e-mail. Alternatively, you can unsubscribe here. Note that even if you unsubscribe, you may still receive transactional e-mails from us (e.g., e-mails related to the completion of your registration, correction of user data, password reset requests, reminder e-mails that you have requested, and any other similar communications essential to your transactions on or made through the Services). It may take up to 10 days to process your opt out request.
Opting Out — Advertisers and Third Parties: If you opt out, we will stop sharing and/or selling your personal information in Edvisors’ proprietary database to help Third Parties (including Third-Party Market Research (MR) Companies) or marketing partners send or tailor ads and content to you, including through email, direct mail or online display marketing. Doing so will not opt you out of our marketing partners’ or Third Parties’ databases, only data in Edvisors’ own database – so other companies that we work with may still send ads, offers and content to you. To opt out of Edvisors sharing and/or selling your information with Third Parties and/or marketing partners for their marketing purposes, opt out here.
Opting Out of Interest Based Advertising: If you wish to opt out of the use of your technical information by online advertising networks, please visit http://www.aboutads.info/choices. You can also disable or delete cookies directly on your web browser. Please see your browser’s “help” content for information on how to do this.
You can opt out of our use of your online viewing behavior data to serve you interest-based advertising on Third-Party sites that participate in the DAA AdChoices program at www.aboutads.info or by clicking on the Interest-based Ads link in the footer of our Site and navigating to the consumer opt-out page. Use the same links to opt out of interest-based advertising on our Services from any participating Third-Party advertising networks we may use.
Your access to our Site should not be affected if you do not accept cookies served by Third Parties.
If you have any problems or questions regarding your privacy preferences or opt out options, you may reach us during regular business hours at (888) 972-1010.
Consumer Privacy Rights
Laws in California, Colorado, Connecticut, and Virginia provide consumer-residents with specific rights regarding their Personal Information. This section describes your rights if you are a resident of California, Colorado, Connecticut, or Virginia and explains how to exercise those rights.
Opt Out Right
The right to opt out of:
- Sales. A California, Colorado, Connecticut, or Virginia consumer has the right to opt out of the sale of their Personal Information to Third Parties.
- Sharing For Targeted or Cross-Context Behavioral Advertising. A California, Colorado, Connecticut, or Virginia consumer has the right to opt out of our sharing of Personal Information to Third Parties for the purpose of targeted or cross-context behavioral advertising.
- Profiling. A Colorado, Connecticut, or Virginia consumer has the right to opt out of our use of Personal Information for profiling in furtherance of decisions that produce legal or similarly significant effects concerning the consumer.
- Processing of Sensitive Personal Information. A California consumer has the right to request we limit the use of their Sensitive Personal Information to only exempt uses under applicable regulations. A Colorado, Connecticut, or Virginia consumer has the right to revoke their consent to our processing of their Sensitive Personal Information.
We will recognize legally required opt-out from sale and sharing signals such as Global Privacy Control.
If we receive an opt-out from sale and sharing signal and are able to reasonably identify the consumer to whom the signal relates, we will treat the signal from a California, Colorado, or Connecticut consumer as a request to opt out of the sale and sharing for targeted and cross-context behavioral advertising purposes of all Personal Information. We will also disable cookies and other tracking tools utilized by Third Parties on our Site.
If we receive an opt-out from sale and sharing signal and are not able to reasonably identify the consumer to whom the signal relates, we will treat the signal as a request to opt out limited to the Personal Information we collect from the consumer during the online session during which the signal is present. We will also disable cookies and other tracking tools utilized by Third Parties on our Site.
Access Right (Right to Know)
A California, Colorado, Connecticut, or Virginia consumer has the right to request that we disclose certain information to you about our collection and use of your Personal Information over the past 12 months, including:
- The categories of Personal Information we collected about you.
- The categories of sources from which we collected your Personal Information.
- Our business or commercial purpose for collecting your Personal Information.
- The categories of Third Parties with whom we share your Personal Information.
- The categories of Third Parties with whom we sold your Personal Information.
- The specific pieces of Personal Information we collected about you (also called a data portability request).
- If we disclosed your Personal Information for a business purpose, we will identify the Personal Information categories that each category of recipient obtained.
We will provide this information free of charge once per twelve-month period to a Connecticut consumer and twice per twelve-month period to a California, Colorado, or Virginia consumer. We are not permitted to provide access to specific pieces of Personal Information if the Personal Information is sensitive or creates a high risk of potential harm from disclosure to an unauthorized person such as financial information, social security numbers, and driver's license numbers. We will not provide specific pieces of Personal Information unless you expressly request them.
A California, Colorado, Connecticut, or Virginia consumer has the right to request that we delete any of your Personal Information that we collected from you and maintained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our Service Providers to delete) your Personal Information from our records, unless an exception applies. We may rightfully retain your Personal Information if a legal exemption applies.
Please refer to the “How to Update Your Information” section to update your Personal Information.
A California, Colorado, Connecticut, or Virginia consumer also has the right to request that we correct inaccurate Personal Information that we collected from you and maintain. While submitting your request to correct inaccurate Personal Information, we will provide instructions for you to provide us with optional documentation to support your request and we will consider it. We may decline to correct your allegedly inaccurate Personal Information if a legal exemption applies. We may also decide to delete your Personal Information rather than correcting it.
A Colorado, Connecticut, or Virginia consumer has the right to appeal our decision to deny, in full or in part, your exercise of privacy rights by submitting a request to appeal. We will process appeal requests within 45 days of receipt, subject to any applicable exemptions and extensions permitted by law. If we deny your appeal, we will provide you with a written explanation of the reasons for our decision. If you are not satisfied with our explanation for the denial of your appeal, you may contact your state Attorney General to submit a complaint about the appeal results and we will provide you with instructions for doing so.
How a Make a Rights Request
If you are a resident of California, Colorado, Connecticut, or Virginia, you may submit your request(s) by any of the methods below.
- Calling us at (888) 972-1010
- Emailing us at: [email protected]
- Privacy Rights Request Webforms:
- Right to Access/Know: https://edvisors.com/right-to-know-request
- Deletion: https://edvisors.com/delete-request
- Correction: https://edvisors.com/right-to-correct-request
- Opt-Out Privacy Center (Do Not Sell/Share, Opt-out of Profiling, Limit Use of Sensitive Personal Information): https://edvisors.com/your-privacy-choices
- Appeals: https://edvisors.com/right-to-appeal-request
Depending on the type of request made, we may require you to provide information including, but not limited to the following: name, email address, and date of birth to reasonably verify your identity. We will attempt to match the information you provided with the information in our records. We will not be able to process Access, Correction, or Deletion requests until we have verified your identity. Our verification process will take into consideration the type and sensitivity of information requested, and any risk of harm posed by any unauthorized access, deletion, or correction. Thus, we will either verify your identity to a reasonably high degree of certainty or a reasonable degree of certainty. Any information you submit to exercise your rights will be used solely for processing your request.
We will process verified Access, Correction, or Deletion requests within 45 days of receipt, subject to any applicable exemptions and extensions permitted by law up to 90 days. We will process Opt Out requests within 15 days of receipt. We will retain records of your request for at least two years.
Authorized Agent / Representative
If you are an authorized agent submitting a request for another California, Colorado, Connecticut, or Virginia resident, please submit your request through one of the provided submission methods and designate whether you are exercising a request as an authorized agent. The authorized agent must provide a copy of a letter signed by the customer authorizing the agent to submit a request on his or her behalf, (b) a valid power of attorney, or (c) other documentation evidencing your role as a guardian, conservator, or similar over the consumer along with proof of your identity. You may provide this documentation via email to [email protected]. We may contact you and the consumer on whose behalf you claim to act to verify your identity, the consumer's identity, and your authorization to act on the consumer's behalf.
Right to Non-Discrimination
Under the CCPA, the rewards we provide may be considered financial incentives offered in return for your Personal Information. Although some rewards will have a stated approximate value, others, such as experiences, may have a subjective value or a value based on your choices when redeeming them. If you earn points, such points may or may not have a cash value and their value is predominantly determined by your redemption choices. For example, if you choose to redeem 2500 points for a $25 gift card or 2500 points for a digital movie with an approximate retail value of $19.99, your redemption choice will affect the value you receive for the points.
When you choose to participate in an activity, we will inform you of the potential benefit you will gain from participation which may be in the form of points or a particular reward. We will also inform you prior to or during the activity of the Personal Information that you must or may choose to provide related to your participation in the activity; however, the categories of Personal Information we may request include:
- Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
- Protected classification characteristics under California or federal law
- Commercial information
- Internet or other similar network activity
- Sensory data
- Professional or employment-related information
- Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))
- Inferences drawn from other Personal Information
By choosing to participate in the activity and provide us with the Personal Information we request as part of the activity, you are choosing to opt into the financial incentive offered. You may withdraw from the financial incentive at any time by sending us a withdrawal request to [email protected] or calling us at (888) 972-1010. Please be aware that by withdrawing from the financial incentive you will no longer receive the incentive offered. We may also choose to treat your withdrawal request as a request that we do not sell your Personal Information.
We have made a good faith estimate of the aggregate value of the financial incentives offered to consumers as compared to the value we derive, directly or indirectly, from the Personal Information consumers provide when participating in the activities to which the financial incentives relate. Our analysis takes into consideration the compensation we receive from third parties to whom we sell Personal Information and advertising revenue we receive for marketing third-party products to consumers based on the Personal Information they provide in connection with the financial incentives with offsets for our anticipated business expenses related to the collection, use, storage, and disclosure of Personal Information as well as our expenses related to the financial incentives offered and the operation of our business. Based on our good faith estimate, we have determined that the aggregate value of the financial incentives we offer is reasonably related to the value we derive, directly or indirectly, from the Personal Information consumers collectively provide when participating in the activities to which the financial incentives relate.
Your California Privacy Rights: A Notice to California Users (California Civil Code Section 1798.83)
California's "Shine the Light" law, Civil Code section 1798.83, requires certain businesses to respond to requests from California residents asking about the business' practices related to disclosing Personal Information to Third Parties for the Third Parties' direct marketing purposes. Alternately, businesses may have in place a policy not to disclose Personal Information of California residents to Third Parties for the Third Parties' direct marketing purposes if the California resident has exercised an option to opt out of such information-sharing. We have such a policy in place.
Any California residents may opt out of Edvisors disclosing your Personal Information with Third Parties for their direct marketing purposes using our Do Not Sell or Share My Personal Information form. Do Not Sell My Personal Information (edvisors.com)
Pursuant to California privacy law, registered users under 18 years of age may request to have content or information posted by the user removed from any of our online platforms. In order to effectuate removal of such content or information, you may reach us during regular business hours at (888) 972-1010.
The removal of content does not ensure complete or comprehensive removal of the content or information posted on any of our online platforms by the registered user.
We do not advertise or market any of the products or services identified in Cal. Bus. & Prof. Code Chapter 22.1 Sec. 22580(i) to users we have actual knowledge are under 18 years of age.
We retain your Personal Information for as long as we have a relationship with you. We also retain your Personal Information for a period of time after our relationship with you has ended where there is an ongoing business need to retain it. This includes retention to comply with our legal, regulatory, tax, and/or accounting obligations. Generally, we retain Personal Information for a period of time after our relationship with you has ended, but the term for which we retain your Personal Information may be longer or shorter depending on our relationship with you. We do so in accordance with our data retention policies and applicable law.
12. Disputes; No Rights of Third Parties
If you have a disability that prevents or limits your ability to access this Notice, our Customer Service team will make efforts to provide you with an accessible version.
13. Questions Regarding Our Privacy Practices
If you still have questions, here are a few ways you can contact us:
Email [email protected]
Edvisors Network, Inc.
Attn: Customer Service
350 S. Rampart Blvd.
Las Vegas, Nevada 89145
The information contained on this web site is provided for general informational and educational purposes and is not, nor intended to be, legal, financial or tax advice. The publisher is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. This information is general in nature and may not apply to the specific circumstances of individual readers. No claims are made about the accuracy, timeliness or usefulness of the content contained on this web site or any site linked to this site. Users of this site should seek specific guidance directly from a qualified legal, financial or tax professional. Nothing contained on or provided through this site is intended to be or is to be used as a substitute for professional advice.