You're eligible to apply to refinance your student loans!
Lending Partners
- Actual prequalified rates from multiple lenders in 3 minutes.
- Checking rates on Credible is free and will not impact your credit score.
- Refinance federal, private and ParentPLUS loans.
- You could lower your interest rate or reduce your monthly payment.
- Our customers have reported that they are saving an average of $278 every month or will see an average of $20,774 in total savings after refinancing their student loans with ELFI.1
- Variable and fixed rates starting from 4.86% APR and 4.88% APR2
- Prequalify in as little as two minutes
- Award winning customer service from your dedicated Student Loan Advisor who is matched to you from the moment you sign up
The U.S. Department of Education handles all Federal Consolidation Loans. Apply online or contact the Loan Consolidation Information Call Center at 1-800-557-7392. Go to StudentLoans.gov
Could You Be Saving Money?
Discover how much you could be saving each month with our student loan refinancing calculator.
Helpful Consolidation Tips
- You'll need your Driver's License and Social Security Number (SSN)
- Be prepared to provide your work income and any other income you have
- If you're using a cosigner, get an email address for them