Students with professor - Private Student Loans

Private Student Loans

Wondering how you'll cover the cost of attending school this year? Private student loans may be a solution for you when other forms of financial aid fall short.

Private student loans are:

  • A resource to help meet the total cost of your education
  • A way to supplement your federal financial aid, when you need it most
  • Credit-based funds to use for any education-related expense including books and computers

Private College Student Loan Benefits

Private student loan interest rates can be fixed or variable based on a number of factors like indexes and margins. These loans may cover summer courses when your school might not apply Federal aid toward summer programs. Other expenses you incur during college like rental payments and transportation may also be paid for with your private student loans.

Private loans are not restricted or based on financial need, so any creditworthy student is eligible and you can borrow what you need up to the total cost of your education.

We strongly recommend applying with a cosigner. Doing so can increase your chances of approval, and potentially lower your interest rate. Learn more about adding a cosigner to your private loan application.

School and Organizations, feel free to link to our private student loan lender list which includes some of the top brands in the business.

Learn more about eligibility, interest rates, and the benefits of private loans, or simply get started right now by comparing private student loans options.

Private Student Loan News

Older Americans Retiring with Student Loan Debt

Sep 17 2014 -  The U.S. Government Accountability Office (GAO) has issued a report demonstrating that an increasing number of older Americans are retiring with student loan de...

Private Consolidation of Federal Loans

Sep 16 2014 -  Several lenders of private student loans, including Citizens, SoFi and CommonBond, are offering to consolidate federal education loans into private student loan...

Read the latest private student loan news