What are my private student loan options?

Private Student Loan Lenders

Compare Your Private Student Loan Options

Lender
Benefits
  • Competitive rates and no origination fees
  • No payments required while in school1*
  • Learn more »

Sallie Mae® Smart Option Student Loan® for Degree-Granting Institutions

When grants, scholarships, and federal aid are not enough, choose the Smart Option Student Loan. You can apply for the money you need for college, and the flexibility you want.

  • Competitive variable interest rates - 2.25% APR to 9.37% APR1* (Competitive fixed interest rates also available.)
  • No origination fees and no prepayment penalties
  • Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit2*
  • Borrow up to 100% of your school-certified cost of attendance3*
  • Applying with a creditworthy cosigner may help lower your interest rate and give you a better chance of approval
  • After graduation a borrower may apply for their cosigner to be released from the loan once they have made 12 consecutive, on-time principal and interest payments and meet certain credit requirements4*

Sallie Mae Private Student Loan full terms and information

  • Apply online in as little as 3 minutes from your phone, laptop or tablet
  • Choose to defer or start paying right away to save
  • Learn more »

Get the money you need for school quickly and at a great price.

  • Low rates, free to apply, and no disbursement fees
  • Borrow up to 100% of the school-certified cost of attendance (minimum $2,000)1^
  • The most repayment choices - and help making sense of them
  • 0.25% interest rate reduction when you make payments by automatic debit2^
  • No penalty for early repayment

We get it. You want to pay as little interest as possible and have monthly payments you can afford. That's why the College Ave Student Loan Product has low rates and multiple repayment options to help you manage the total cost of the loan.

College Ave Student Loan full terms and information

  • Variable and fixed rate options available
  • No application or origination fees
  • Learn more »

PNC Solution Loan 1+

We realize that covering all of your expenses can be a challenge, especially when government loans and financial aid just aren't enough. Apply for your PNC Solution Loan today so you can get the money you need to finance your education.

  • Choose your interest rate option: variable or fixed rate
  • Get 0.50% off your interest rate with automated payments from your checking or savings account when making scheduled payments that include both principal and interest 2+
  • Enjoy flexible payment options: defer until you graduate or leave school, or start paying right away and save on interest 3+
  • Stress less about repaying your loan - take up to 15 years 4+
  • Stay focused on your education - we'll send funds directly to your school
  • A co-signer release option is available after 48 consecutive on-time monthly payments and is subject to credit approval

PNC Private Student Loan full terms and information

  • Covers up to 100% of school-certified college costs
  • Get a cash reward for good grades
  • Learn more »

Discover® Student Loans

This private student loan is available for undergraduate and graduate students, and can cover up to 100% of school-certified costs such as tuition, books, housing, and more.

  • Zero fees - no application fees, origination fees, or late payment fees
  • Choice of competitive fixed or variable rates on private student loans
  • Students who get at least a 3.0 GPA or equivalent, get a one-time cash reward of 1% of the loan amount on each new Discover student loan. Must be redeemed within 6 months of the academic term covered by the loan.
  • No payments required while enrolled in school at least half-time
  • Apply in as little as 15 minutes or less from your computer, phone or mobile device
  • US-based Student Loan Specialists available 24/7
  • 0.25% Auto Debit Reward when you sign up for automatic payments during repayment
  • By adding a creditworthy cosigner, you may improve your likelihood for loan approval and may lower your interest rate
  • Free customized scholarship search tool and enter to win a $2,500 scholarship to pay for college. No purchase or student loan necessary to enter or win.
  • Tools and information at DiscoverStudentLoans.com to help students and parents through each step of the process - from exploring financial aid to repaying student loans

Discover® Student Loans full terms and information

  • No application, origination or disbursement fees
  • Fixed or variable interest rate options for eligible applicants
  • Learn more »

Citizens Bank Student Loan™

Citizens Bank® is reinventing college borrowing. With the Citizens Bank Student Loan borrowers get competitive fixed and variable rates, no origination, application or disbursement fees and flexible repayment options. Our goal is to provide students with better ways to pay for college! 

Choose interest and repayment terms that work for you

  • Fixed or variable interest rate options for eligible applicants
  • No application, origination or disbursement fees
  • Save up to 0.50 percentage points off your interest rate with available discounts1,2
  • Flexible repayment options

Citizens Bank Student Loan full terms and information

  • Competitive interest rates—discount with our Summer Savings Event
  • Choice of fixed or variable interest rate
  • Learn more »

SunTrust Custom Choice Loan®

The Custom Choice Loan® has competitive interest rates, and multiple repayment options. Take advantage of lower interest rates during the Summer Savings Event from 6/1/15-8/31/15.***

From tuition and books, to housing and transportation, a Custom Choice Loan can cover eligible college costs.

  • Competitive interest rates
  • Choice of repayment option (including Full Deferment)1**2**
  • Choice of repayment term3**
  • Choice of fixed or variable rate4**
  • Up to 0.50% interest rate reduction for automatic payments5**
    • 0.25% interest rate reduction for automatic payments5**
    • Additional 0.25% interest rate reduction if you make automatic payments from a SunTrust Bank account5**
  • Graduation reward: 1% principal reduction6**
  • Cosigner release option available7**

Disclosures

  • No origination fees
  • 0.25% interest rate reduction for automatic payments
  • Learn more »

LendKey Private Student Loan

Are federal loans enough to cover the cost of your college education? A LendKey Private Student Loan from a not-for-profit credit union can be the answer to your funding needs.

  • Variable interest loan based upon 3-month LIBOR index plus margin
  • Borrow as little as $2,000 or up to the Cost of Attendance per year
    • Borrow up to $120,000 in undergraduate debt
    • Borrow up to $160,000 in graduate debt
  • Use the funds for any qualified educational expense
  • No prepayment penalty and 30-day loan cancellation policy

LendKey Private Student Loan full terms and information

  • No application, origination or disbursement fees
  • Fixed or variable interest rate options for eligible applicants
  • Learn more »

Citizens One Student Loan™

Citizens One Student Loans™ is reinventing college borrowing. With the Citizens One Student Loan borrowers get competitive fixed and variable rates, no origination, application or disbursement fees and flexible repayment options. Our goal is to provide students with better ways to pay for college!

Choose interest and repayment terms that work for you

  • Fixed or variable interest rate options for eligible applicants
  • No application, origination or disbursement fees
  • Save up to 0.50 percentage points off your interest rate with available discounts1,2
  • Flexible repayment options

Citizens One Student Loan full terms and information

  • Rates as low as 1.92% - see your rate in minutes!
  • Friendly customer service to answer any questions
  • Learn more »

CommonBond is changing the student loan process through:

Big Savings

You pick the loan type (variable, fixed, hybrid) and term that works best for you and your situation. With rates as low as 1.92% APR (with auto pay) our borrowers save over $10,000 on average.

Technology

Our easy, pain-free online application can be completed in seven minutes, so you can see your rate and how much you'll save quickly!

Friendly Customer Service

Get your questions answered fast by our friendly care team. Whether you want to email, live chat, or call us, we're here to help you!

Community

CommonBond's community of borrowers gets access to events, surprise gifts, invitations to dinners with our co-founder, help finding work if you're out of a job, and more. You're not a loan with us, you're a member of the CommonBond community.

Social Promise

Make a difference! For every degree fully funded by CommonBond, we fund the education of a student in need for a full year.

CommonBond Graduate Student Loan Refinancing and Consolidation full terms and information

  • No application, origination or disbursement fees
  • Earn a 2% principal reduction reward 1***
  • Learn more »

Hoosier Education Loan Partnership (HELP) Loan

Should grants and federal loans not cover your education costs, choose a HELP fixed or variable rate loan. Families at many Indiana colleges and universities appreciate HELP's multiple repayment plans and generous benefits. Apply to see if HELP is the answer to your education funding needs.

Choose interest and repayment terms that work for you

  • Fixed or variable interest rate options for eligible applicants
  • No application, origination or disbursement fees
  • Earn a 2.00% principal reduction reward after graduation 1***
  • Competitive variable interest rates - 3.18% APR to 8.48% APR 2*** (Competitive fixed interest rates also available)
  • Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit 1***
  • Flexible repayment options
  • A co-signer release option is available after the initial 48 consecutive on-time monthly payments and is subject to credit approval 1***
  • Benefit from a financial literacy tool as part of loan application process
  • Tools, information and additional help limiting student loan debt from financial aid experts at ISMCollegePlanning.org

Hoosier Education Loan Partnership (HELP) Loan full terms and information

  • Competitive fixed interest rates
  • No origination fee and no prepayment penalty
  • Co-signer release available
  • Learn more »

Need help paying for college expenses? WSFS Bank can help!

WSFS Bank is now offering Private Student Loans to meet your educational needs:

  • Competitive Interest Rates, and with good grades, potential for even lower rates
  • .25% Interest Rate Reduction when you sign up for automated ACH payments
  • Fixed Rates ranging from 7.00% to 8.25%
  • Cosigner release available for creditworthy borrowers after 48 consecutive, on-time principal and interest payments during the Repayment Period
  • Use your loan to pay for qualified education expenses, including tuition, room & board or books & computer.
  • Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.

WSFS Bank Student Loan full terms and information

PrivateStudentLoans.com always recommends that students explore all of their financial aid options, from scholarships and grants to federal student loans, in addition to learning more about private student loans.

Edvisors cannot guarantee financial aid and loan eligibility for site users. Please check with your school or your lender directly for information related to your personal eligibility. Lenders that participate may not offer products to every school.

Edvisors Network receives compensation from the lenders on this site for referrals and the compensation may impact how and where the lender products appear on the site.

Illinois residents, please click on this link.

What are my private student loan options?