Private Student Loan Lenders

Private Student Loans can help cover the difference between your total cost of education and other financial aid. Finding the right private student loan lender is a critical part in applying for a loan. That’s why we developed a simple and informative way to review private student loan lender options.

Our private student loan lenders list and comparison tool will help you review the various benefit programs and loan features of multiple lenders in one glance. Simply click on any logo to read more about that lender's products.


Review Private Loan Lenders

 

Lender

Benefits

 
Apply for a Citizens Bank Private Student Loan
 
Citizens Bank
  • No application, origination or disbursement fees
  • Fixed or variable interest rate options for eligible applicants
  • Learn more »

Citizens Bank TruFit Student Loan®

Citizens Bank has a solution to manage college costs - the TruFit Student Loan®. This private college loan program picks up where grants, scholarships, and federal loans leave off, giving students a smart and affordable way to help cover expenses.

Choose interest and repayment terms that work for you

  • Fixed or variable interest rate options for eligible applicants
  • No application, origination or disbursement fees
  • Lower your interest rate by up to 0.75 percentage points with available discounts1
  • Flexible repayment options
Apply for Sallie Mae private student loans
 
Private student loans lenders: Sallie Mae private student loans
  • Competitive rates and no origination fees
  • No payments required while in school1
  • Learn more »

Sallie Mae®  Smart Option Student Loan®  for Degree-Granting Institutions

When grants, scholarships, and federal aid are not enough, choose the Smart Option Student Loan. You can apply for the money you need for college, and the flexibility you want.

  • Competitive variable interest rates - 2.25% APR to 9.37% APR1 (Competitive fixed interest rates also available.)
  • No origination fees and no prepayment penalties
  • Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit2
  • Borrow up to 100% of your school-certified cost of attendance (minimum $1,000)3
  • Applying with a creditworthy cosigner may help lower your interest rate and give you a better chance of approval
  • Apply to release your cosigner once you graduate and make 12 consecutive on-time principal and interest payments4
Apply for Discover private student loans
 
Private student loans lenders: Discover private student loans
  • Choice of fixed or variable rates and zero fees
  • Get cash rewards for good grades
  • Learn more »

Discover® Student Loans

This private student loan is available for undergraduate and graduate students, and can cover up to 100% of school-certified costs such as tuition, books, housing, food and more.

  • Zero fees - no application fees, no origination fees, no late fees
  • Choice of competitive fixed or variable rates on private student loans
  • Students who get at least a 3.0 GPA or equivalent, get a one-time cash reward of 1% of the loan amount on each new Discover student loan. Must be redeemed within 6 months of the academic term covered by the loan.
  • Apply online or by phone in a few minutes and get an immediate response
  • US-based Student Loan Specialists are always available
  • Free customized scholarship search tool
  • No payments required while enrolled in school at least half time
  • 6-month grace period
  • 0.25% Auto Debit Reward (when you enroll in auto debit payments during repayment)
  • By adding a cosigner, you may improve your likelihood for loan approval and may lower your interest rates
  • Tools and information at DiscoverStudentLoans.com to help students and parents through each step of the process - from exploring financial aid to repaying student loans
Apply for PNC private student loans
 
Private student loans lenders: PNC private student loans
  • Variable and fixed rate options available
  • No application or origination fees
  • Learn more »

PNC Solution Loan 1

We realize that covering all of your expenses can be a challenge, especially when government loans and financial aid just aren't enough. Apply for your PNC Solution Loan today so you can get the money you need to finance your education.

  • Choose your interest rate option: variable or fixed rate
  • Get 0.50% off your interest rate with automated payments from your checking or savings account when making scheduled payments that include both principal and interest 2
  • Enjoy flexible payment options: defer until you graduate or leave school, or start paying right away and save on interest 3
  • Stress less about repaying your loan - take up to 15 years 4
  • Stay focused on your education - we'll send funds directly to your school
  • A co-signer release option is available after 48 consecutive on-time monthly payments and is subject to credit approval
Apply for a Charter One Private Student Loan
 
Charter One
  • No application, origination or disbursement fees
  • Fixed or variable interest rate options for eligible applicants
  • Learn more »

Charter One TruFit Student Loan®

The Charter One TruFit Student Loan® is a flexible, affordable borrowing option. Private student loans fill the final financial gap when federal direct student loans, grants, scholarships and family savings aren't enough. For most students, they're an essential part of the college equation.

Choose interest and repayment terms that work for you

  • Fixed or variable interest rate options for eligible applicants
  • No application, origination or disbursement fees
  • Lower your interest rate by up to 0.75 percentage points with available discounts1
  • Flexible repayment options
Apply for SunTrust private student loans
 
Private student loans lenders: Suntrust private student loans
  • Don't miss the Summer Savings from 6/1/14 - 8/31/14*
  • Choice of fixed or variable interest rate
  • Learn more »

SunTrust Custom Choice Loan®

Rising tuition, coupled with limited government aid, has created a widening gap between the cost of college and financial aid. The Custom Choice Loan® is a private student loan designed to fill the gap by allowing you to borrow the difference between school expenses and other financial aid such as federal loans, scholarships and grants.

  • Grace period, generally six months1
  • Choice of repayment term2
  • Choice of fixed or variable rate
  • Automatic Payment Discount of up to 0.50%3
    • 0.25% interest rate reduction when you have your payments automatically deducted from a personal bank account
    • Additional 0.25% interest rate reduction for auto debit of monthly payments from a SunTrust Bank deposit account
  • 1% principal reduction upon graduation4
  • Defer payments until after graduation5
  • Cosigner release option available6
  • No origination fee
Apply for a cuStudentLoans Private Student Loan
 
cuStudentLoans
  • No origination fees
  • 0.25% interest rate reduction for automatic payments
  • Learn more »

cuScholar Private Student Loan

Are federal loans enough to cover the cost of your college education? A cuScholar Private Student Loan from a not-for-profit credit union can be the answer to your funding needs.

  • Variable interest loan based upon 3-month LIBOR index plus margin
  • Borrow as little as $2,000 or up to the Cost of Attendance per year
    • Borrow up to $120,000 in undergraduate debt
    • Borrow up to $160,000 in graduate debt
  • Use the funds for any qualified educational expense
  • No prepayment penalty and 30-day loan cancellation policy

For more general information about private student loans, check out our frequently asked questions page, or simply get started and apply for a private student loan.

PrivateStudentLoans.com always recommends that students explore all of their financial aid options, from scholarships and grants to federal student loans, in addition to learning more about private student loans.

**Edvisors cannot guarantee financial aid and loan eligibility for site users. Please check with your school or your lender directly for information related to your personal eligibility. Not all lenders participate in the Edvisors site. Lenders that participate may not offer loan products to every school.

***Illinois residents, please click on this link.