Private Student Loan Lenders

¹ Wells Fargo private student loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, and if applicable self-certification form, school certification of loan amount, and student's enrollment at a Wells Fargo-participating school.

² Students are not required to make payments while in school; repayment begins six months after you graduate or leave school. The maximum in-school period is seven years after the date of the first disbursement. Interest continues to accrue during any deferment periods and is capitalized to the account upon entering repayment.

³ Interest Rate Discounts:
Discounts eligible at time of application: You may qualify for an interest rate discount if you or your cosigner has any of the following Wells Fargo products prior to your Final Loan Disclosure being issued:

• A Wells Fargo PMA® Package — 0.50% discount
• A qualifying Wells Fargo Checking Package® — 0.25% discount
• A prior federal or private student loan made by Wells Fargo — 0.25% discount [prior Wachovia federal student loans are not eligible].

Only one qualifying relationship discount will apply. You will automatically receive the highest applicable discount. For variable interest rate loans, if the qualifying relationship ends, the interest rate may be reset to reflect the removal of the discount.

$700 loan cost saving assumes a $10,000 loan with 3.00% APR which includes an interest rate reduction of 0.50% with a 15-year repayment term. Variable interest rates subject to increase after consummation.

Stated APR includes an interest rate discount for having or opening a qualifying Wells Fargo Checking Package® account prior to the issuance of the Final Loan Disclosure and a 0.25% interest rate discount for the Customer Discount promotion, in effect for applications submitted from 04/16/13 through 06/30/13, this is an extra interest rate discount of 0.25%. The 0.25% Customer Discount limited time promotional interest rate discount may be combined with the Wells Fargo relationship discount but cannot be combined with partnership discounts or with any other promotional interest rate discount(s).

Discounts eligible during repayment: Interest rate discounts are effective once you qualify for the discount — your monthly payment amount is adjusted at a later time. Discounts may be combined:

• Wells Fargo Student Graduation Benefit^SM program — 0.25% interest rate reduction to borrowers who graduate. The discount applies to loans disbursed on or after September 1, 2011. Discount is effective once proof of graduation or program completion is verified. Benefit not offered for the Wells Fargo Student Loan for Parents and the Wells Fargo Private Consolidation^SM Loan.
• Automatically withdrawn payment discount ("ACH") — 0.25% interest rate reduction to borrowers who have their payments automatically withdrawn from a personal checking or savings account. This discount does not apply to automatic bill payments set up solely by you. If the automatic payment is canceled at any time after repayment begins, the discount will be lost until automatic payment is reinstated. The 0.25% interest rate reduction is effective the day after the first payment is made using automatic withdrawal during the repayment period. The automatic payment interest rate reduction is separate from the graduation interest rate reduction and available to both borrowers who graduate and those who do not. Discount does not apply during any deferment or forbearance period.

Wells Fargo reserves the right to modify or discontinue interest rate discount program(s) for future loans or to discontinue loan programs at any time without notice. For details, including eligibility requirements, visit us at wellsfargo.com/student or call 1-800-378-5526.

⁴ Interest rate reflected as of February 1, 2013. Variable rates are subject to increase after consummation.

⁵ Collegiate loan amount is dependent on the loan product, other financial aid, creditworthiness and other factors. Aggregate loan limits apply. Annual loan limits for temporary resident aliens apply and are based on product. The cost of attendance is determined and certified by the educational institution.

⁶ Wells Fargo Student Loan for Career and community Colleges loan amount maximum is $20,000 per year depending on the school of attendance and program of study.

Deposit products offered by Wells Fargo Bank, N.A., Member FDIC

¹ PNC Solution Loans are subject to credit approval.

² If automatic payment is discontinued, you will no longer receive an automatic payment discount. A federal regulation limits the number of transfers that may be made from a savings or money market account. Please contact your financial institution for more information on transfer limitations on savings accounts.

³ Students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest-only and immediate repayment options are also available. Interest will accumulate while the student is enrolled in school if payments are deferred. If interest is not paid, the accumulated interest will be added to the principal at repayment.

⁴Effective 4/1/2013, variable loan interest rates range from 3.50% to 10.45% and APRs range from 3.43% to 10.45%. The monthly payment for the immediate repayment option at a variable rate range of 3.50% to 10.45% for 180 months on a $10,000 loan means you would make 180 payments which may range from $71.49 to $151.51 based on 30 days to first payment due date. All figures are for PNC Solution Loan for Undergraduates. Other terms and conditions may apply to other PNC Solution Loan programs.

Please note: PNC reserves the right to modify or discontinue the terms of this program at any time without notice. Visit pnconcampus.com for additional information, terms and conditions about our loan programs.

© 2013 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.
Member FDIC

¹ 15 and 20 year terms are only available for loan amounts of $5,000 or more.

² ACH discount(s) only apply when full payments (including both principal and interest) are automatically drafted from a bank account. Discount(s) will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan. The additional SunTrust ACH reward is available for loans first disbursed on or after 6/1/11 and will be applied after the first automatic payment is successfully deducted from a SunTrust Bank checking, savings or money market account.

³ Proof of graduation (certified copy of diploma) must be submitted within 90 days of graduation. 1% principal reduction is based on the fully disbursed loan amount. To receive the reward, no more than one late payment (payment received more than 10 days after the due date) is allowed.

⁴ Payments may be deferred while a student is enrolled at least half-time at an approved school and during the 6 month grace period after graduation or dropping below half-time status. Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.

⁵ Request for the cosigner to be released can be made after the first 48 consecutive, on-time payments (not later than ten days after the due date) of principal and interest have been made. The borrower must meet credit criteria on their own at the time of the request. The borrower must also be currently enrolled for automatic deduction of monthly payments from a bank account and must not have used forbearance on the loan prior to the request.

Certain restrictions and limitations may apply. SunTrust reserves the right to change or discontinue these programs without notice. All loan programs are subject to approval and may not be available in certain jurisdictions.

This information is for borrowers attending degree-granting institutions only. Credit criteria and eligibility requirements apply.

¹ Interest rates for the Fixed and Deferred Repayment Options are higher than for loans with the Interest Repayment Option. APRs for borrowers attending non-degree granting institutions range from 7.99% to 13.62% with an origination fee up to 5.00%. Origination fees mean application or disbursement fees. Variable rates may increase after consummation. Interest is charged while you are in school and during the 6 month separation period. Any interest that remains unpaid when you enter full repayment will be added to your loan balance.

² Recurring payment must be successfully deducted from designated account for rate reduction to apply. Benefit suspended during forbearances and certain deferments.

³ To qualify, borrower must be a U.S. citizen or permanent resident, and meet the underwriting requirements when the release request is processed.

Information valid as of March 26, 2013

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

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Smart Option Student Loans are made by Sallie Mae Bank^® or a lender partner.

SLM Corporation and its subsidiaries are not sponsored by or agencies of the United States of America.