PenFed powered by Purefy Student Loan Refinancing

PenFed Student Loans

PenFed offers competitive rates for student loans, and unique loan programs such as spouse loans, allowing individuals and couples to consolidate and refinance their federal and private student loans into a single loan.

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Origination Lender Question Form

Questions for this Lender

This lender requires that you answer just an extra question or two before you move on.

Is your Annual Income over 42K? Select One Yes No

At this time, the lender does not offer a program that fits your criteria

Powered by Purefy

Purefy Inc. is a financial technology and services firm specializing in student loan programs. Since 2016, Purefy has been the exclusive provider of student loan application services on behalf of PenFed.

Features & Benefits

Here are some of the many distinct features of the PenFed student refinance loan program:

• Transparency: See your rate, term options and new monthly payment before applying or a credit check.
• Get out of debt faster and choose from our 5, 8, 12, or 15 year repayment terms.
• No fees or prepayment penalties.
• Spouses can refinance their loans together. Parents can refinance their loans too.

Minimum Eligibility Requirements

• Minimum loan amount of $7,500
• Must be a U.S. Citizen
• Must have graduated with a bachelor's degree

Please visit our Eligibility & Disclaimer page for more information.