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Could student loan refinancing save you money?

Iowa Student Loan

Iowa Student Loan

Iowa Student Loan Reset Refinance Loan

The Reset Loan is offered nationwide by Iowa Student Loan, a Midwest nonprofit organization, and features competitive fixed rates.

The Reset Refinance Loan was designed by student loan experts with decades of experience to help borrowers (both students and parents) looking to simplify repayment of and obtain a lower fixed interest rate on their student loans.

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  • No origination, prepayment or hidden fees
  • Fixed rates from 2.46% APR to 6.06% APR1
  • Multiple repayment options (5–20 years) with standard and graduated repayment plans (subject to approval)
  • Assistance available to postpone payments for qualifying financial hardships
  • 0.00% interest for members of the Armed Forces during qualifying service
  • Easy online application process
  • Refinance federal student loans, private education loans, and previously refinanced or consolidated education loans
  • Minimum loan balance of $5,000; maximum loan balance of $300,000


1Annual percentage rates (APRs) assume borrower is enrolled in and maintains auto-debit payments from the date of origination. Enrolling in auto-debit results in a 0.25% interest rate reduction. Without enrolling in auto-debit, the APR range would be from 2.71% APR to 6.31% APR. Not all borrowers receive the lowest rate.

Could student loan refinancing save you money?