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Could student loan refinancing save you money?

Commonly Needed Student Loan Contacts

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Current student loan refinance rates as low as 1.87% to 8.49%. Click here to find a preferred lender.

It happens to the best of us…we lose important phone numbers and website or contact information at the times we need them most. But when it comes to keeping up with your student loans, it is critical that you stay in contact with your lender or loan servicer. And if you are considering consolidation or student loan refinancing, you will be asked to indicate the name(s) of the companies where your loans are held. Not to worry. We’ve outlined the contact information for the most common federal loan servicers (the guys who handle the billing and other services on your loan) to help you get on track. So whatever you’re looking for, answers are just a few clicks or a phone call away.

NOTE: If you can't recall which lender or loan servicer holds your loans, you may want to start by going to the National Student Loan Data System (NSLDS). This official, U.S. Department of Education central database contains any and all of the federal Title IV student loans you might have obtained.

Do you also have private student loans, but forgot which lenders they are with?  Pull a free copy of your credit report to see which lenders or loan servicers are listed. If you have college loans you borrowed directly through your school (sometimes referred to as institutional loans), be sure to check with the financial aid office at the college you attended.

Check My Eligibility

U.S. Department of Education

1-800-4FED-AID (1-800-433-3243)

1-334-523-2691 (International)

1-800-730-8913 (Hearing Impaired TTY) (email or chat)

Conduent (formerly, XEROX; Affiliated Computer Services, [ACS])



CornerStone (UHEAA)



FedLoan Servicing (PHEAA)



Granite State - GSM&R



Great Lakes Educational Loan Services, Inc.










1-888-272-5543 (FFELP Loans)

1-800-722-1300 (Direct Loans)







785-838-2141 (without access to 800 numbers)


OSLA Servicing



Debt Management and Collections System