Student Loan Refinancing Resources
We have the information and resources you need on student loan refinancing. Scroll down to check out our how-to guides, parent PLUS loan tips, and our refinance calculator. We’ve worked with thousands of borrowers through the years to help them make the best decisions on repayment and saving money.
What to Know About Refinancing Student Loans
As you begin reading articles and shopping for the right lender, here is the bottom line you need to know: when it comes to refinancing, it is a personal decision. Only you know how much (or how little) wiggle room you have in your monthly budget. Only you know how much you may stress over money. And only you can define your financial goals.
What we can do is help you find the right information and provide you with the right questions to ask along the way. We’ve been in business for over 20 years, and serving individuals to help them accomplish their goals is our mission.
4 simple steps to help you complete your student loan refinance or consolidation application today.
One of the best ways to rid yourself of student loan debt is to make paying off your loans a priority. Here are steps you can take to pay off your student loans faster.
Understand your student loan refinance options (like fixed or variable interest rate), what repayment term is right for you, and quickly compare lenders.
Deciding if you should consolidate or refinance your student loans can get pretty confusing. Find the best options for private student loan refinancing which offers many benefits, including cutting your monthly payment and getting a lower rate.
Understand the pros and cons of student loan refinance before you make a decision.See what the experts recommend.
You took out loans to help your child pay for college, but now that they are independent, you’d like them to assume responsibility for paying the money back. We explain your options.
You know deferment and forbearance can help you when you can’t make your student loan payments, but what's the difference? How does it all work?
Learn about Direct Loan Consolidation including which loans are eligible. Compare to private student loan consolidation as an alternative to find the best option for you.
A weighted average interest rate is applied to federal Direct Consolidation Loans. The weighted average interest rate is calculated based on the current interest rates of the loans you wish to consolidate. Learn how.
Helpful list of federal student loan servicers and other commonly needed contacts for borrowers looking to refinance or consolidate student loans.
You’ve heard that credit inquiries impact your credit score, but what's the difference between a soft and hard credit inquiry, and how can you shop around for a good rate without getting “dinged?” We explain how it works.
Do the benefits of having a cosigner outweigh the drawbacks? Learn the pros and cons of sharing the weight of your debt with others.
The consequences of defaulting on federal or private student loans can be severe. Find out how to manage your student loan debt so you can avoid default.
Parent PLUS Loan consolidation and refinancing options explained. Compare federal consolidation to private student loan refinancing to choose the best option for your needs.
Leveraging the equity in your home to pay off a student loan may seem tempting, but is putting your house on the line the answer to paying off your debt? Is student loan refinancing a better answer? Compare HELOC to student loan refinancing to find the right solution for you.
Parent PLUS Loans come with government student loan benefits such as a generous deferment period and Public Service Loan Forgiveness, but they don't offer the most competitive rates available. We list the pros and cons you should consider when deciding if refinancing is right for you.
A list of helpful student loan links for borrowers looking for more information on federal student aid, scholarships, and private student loans.
Don't let your credit score suffer! If you think student loan default is in your future, consider these strategies.
Borrowers are within their rights to file a complaint when they encounter an unresolvable issue with their lender or loan servicer. Learn more on this process here.
Does private student loan forgiveness exist? Or is this an urban legend? Get the facts and learn how you can get a handle on your private student loan debt.
Here are four common methods for locating your student loans. You will need to know who your loan servicers are in order to refinance your student loans.
You know you need good credit, but what does that mean, and what kinds of things can affect your credit score? We break it down for you here.
Why should you refinance or consolidate your student loans? You could lower your monthly payments, and you may even qualify for a reduced interest rate. Cosigners can also be released through a refinance. We work with top lenders to offer you the right solution.
Learn more about student loan repayment options for federal Direct Consolidation Loans (including Income-Based Repayment), and private student loan refinancing options.
Student loan consolidation or refinancing has several key benefits. You might be able to cut your payments & get a better rate. See if it's right for you.
Private student loan consolidation can be more difficult if you have bad credit. Here are steps you can take to increase your chances of approval.