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Understanding Credit and Credit Cards

Explore our list of the best student credit cards to make an informed decision and use credit wisely.
You’ve heard that credit inquiries impact your credit score, but what's the difference between a soft and hard credit inquiry, and how can you shop around for a good rate without getting “dinged?” We explain how it works.
You know you need good credit, but what does that mean, and what kinds of things can affect your credit score? We break it down for you here.
Getting and using a credit card as a college student is one method for building a credit history. Just make sure you are aware of the benefits and the pitfalls before you decide if a credit card is right for you.