Terms and Conditions apply. Meritize branded loans are educational loans issued by Blue Ridge Bank, National Association (“Bank”), Member FDIC. The Bank and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident, or hold a valid work authorization document, and meet the Bank’s underwriting requirements.
1Loans feature fixed and variable rates. If approved for a loan the actual loan amount, term, payment and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. If approved for a loan, to qualify for the lowest rate, you must have excellent credit and meet other conditions.
2 The 0.25% Autopay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Autopay is not required to obtain a loan amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. The Bank and Meritize do not warrant or guarantee any claims made herein.