Compare Private Student Loan Lenders

• Competitive fixed and variable APRs starting at 4.07%¹
• Multiple repayment options including: full principal and interest, interest-only, deferred, and flat payment
• Flexible payment terms ranging from 5, 8, 10, and 15 years²
• Coverage up to 100% of your school-certified cost of attendance ($1,000 minimum)³
• No origination, application and processing fees, no fees for early repayment
• Apply online in 3 minutes and get an instant credit decision
• Applying with a cosigner can increase your chances of getting approved and could result in a lower interest rate

• Variable Rates: 6.37% APR - 16.70% APR. Fixed Rates: 4.50% APR - 15.49% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
• Applying online is easy - you could receive a credit result in about 10 minutes.²
• Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty²
• Last year, students were 4x more likely to be approved with a cosigner³ and it may help you get a better rate.
• Borrow up to 100% of school-certified expenses, whether you're online or on campus⁴

• Check your eligibility in just 2 minutes
• Flexible repayment options you can choose from
• No fees for origination, disbursement, prepayment, or late payment³
• Skip a payment once per year (once repayment period restarted)⁴
• Will cover up to 100% of the school's certified cost of attendance
• 9-month grace period (3 months more than most lenders)²
• Apply over the phone with the Client Happiness Team
  • Call 866-492-1222, Monday through Friday, 5 A.M. - 5 P.M. PST
  • Mention us when you call in to start your application

• AFFORDABLE variable rates starting at 6.22% APR with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

• AFFORDABLE variable rates starting at 6.22% APR with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

• MUST BE a US citizen or permanent resident
• MUST attend an Edly-supported school
• Cosigner and Non-Cosigner student loan products available
• Income-based repayment with built-in protections, like hardship forbearance if you lose your job

• Variable Rates: Starting variable rates range from 5.99% APR to 14.83% APR (with autopay)^*, and will never exceed 13.95% (sometimes lower in certain states as required by law)
• Fixed Rates: Fixed rates range from 4.44% APR to 14.83% APR (with autopay)^*
• Easy online application!
• No origination fees, late fees, and no insufficient fund fees. Period
• Up to four repayment types (including no payments while in school) and multiple repayment terms help you find the loan that fits your budget
• 0.25% discount when you set up autopay^*

• MUST BE a US citizen or permanent resident
• MUST attend an Edly-supported school
• Cosigner and Non-Cosigner student loan products available
• Income-based repayment with built-in protections, like hardship forbearance if you lose your job

• Fixed rates range from 2.71% to 7.38% APR (with Auto-Pay Discount)¹
• Fixed or variable rate loans with terms of 5, 7, 10, 15 or 20 years
• Zero origination fees; zero application fees
• Flexible repayment options including Immediate, Interest-only and In-school deferred
• Available for undergraduate, graduate, MBA, medical, law, and professional degrees
• Available for Texas residents and students attending Texas accredited schools

• Prequalification: Prequalify to estimate your rate without affecting your credit score
• Online Application Process: Submit online application in minutes
• Flexible Repayment Options: ELFI offers immediate, interest only, partial payment, and fully deferred repayment options
• No Fees: No application fees, origination fees, or prepayment penalties
• Low Rates: Fixed rates from 8.42% to 13.01% and variable rates from 4.98% - 12.79%*
• Award winning Customer Service: Individually paired Student Loan Advisor to guide you through the application process

• Variable Rates: 6.86% APR – 10.68% APR; Fixed Rates: 7.35% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

• Variable Rates: 6.86% APR – 10.68% APR; Fixed Rates: 7.35% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

• Variable Rates: 7.10% APR – 10.68% APR; Fixed Rates: 7.35% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

• Variable Rates: 8.24% APR – 11.73% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrower for prior loan periods (restrictions apply).

• Variable Rates: 7.74% APR – 10.68% APR; Fixed Rates: 9.23% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

• No cosigner required.
• Income based repayment, once you're graduated and employed.
• No payments when you're unemployed or earning below $30,000/year.
• Shorter repayment. Only 5 years of payments.*
• Get a quote in less than a minute. Quick and easy application process. Transparent calculator and comparison tool.
• Must be BA, MA, or PhD student WITHIN 2 YEARS OF GRADUATION, enrolled in a program that meets our outcome-driven eligibility criteria.

* Your Maximum Payment Period is inclusive of any months where Monthly Payments are made as well as any months that are Deferred Months; this will only be extended if you receive Forbearance, which will extend your Maximum Payment Period on a one-for-one basis.

• No cosigner required.
• Income based repayment, once you're graduated and employed.
• No payments when you're unemployed or earning below $30,000/year.
• Shorter repayment. Only 5 years of payments.*
• Get a quote in less than a minute. Quick and easy application process. Transparent calculator and comparison tool.
• Must be BA, MA, or PhD student WITHIN 2 YEARS OF GRADUATION, enrolled in a program that meets our outcome-driven eligibility criteria.

* Your Maximum Payment Period is inclusive of any months where Monthly Payments are made as well as any months that are Deferred Months; this will only be extended if you receive Forbearance, which will extend your Maximum Payment Period on a one-for-one basis.

• Marketplace Advantage: A single application to instantly prequalify across our extensive lender network.
• One and Done: Forget the hassle of multiple applications. Our common loan application delivers you up to 5 prequalified rates from national lenders.
• Affordability Meets Choice: Enjoy competitive fixed APRs starting as low as 4.42%*.
• Students First: Always free to use, and no hidden fees.
• Risk-free Exploration: No Hard Credit Pulls! Prequalify without impacting your credit score.