Student Loan Frequently Asked Questions


Student Loan Refinancing FAQs
Find out more about student loan refinancing and consolidation.
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Private Student Loan Rates
Variable rates starting at:
5.09% APR
Fixed rates starting at:
4.24% APR
Lowest APRs shown for Private Student Loans are available for the most creditworthy applicants for undergraduate loans, and include a 0.25% interest rate reduction while enrolled in automatic payments. Interest rates as of June 5, 2023.
Federal Student Loan Rates
For loans first disbursed July 1, 2023 through June 30, 2024
5.50%
Undergraduate
7.05%
Graduate
8.05%
PLUS Loans