- Competitive fixed and variable APRs starting at 0.99%1
- Multiple repayment options including: full principal and interest, interest-only, deferred, and flat payment
- Flexible payment terms ranging from 5, 8, 10, and 15 years2
- Coverage up to 100% of your school-certified cost of attendance ($1,000 minimum)3
- No origination, application and processing fees, no fees for early repayment
- Apply online in 3 minutes and get an instant credit decision
- Variable Rates: 1.13% APR - 11.23% APR. Fixed Rates: 3.50% APR - 12.60% APR. Lowest rates shown include the auto debit discount.1
- Whether you're studying online or on campus, borrow up to 100% of the school-certified expenses3
- Choose from multiple repayment options, including no payments while in school1
- No origination fee or prepayment penalty2
- The only undergraduate student loan that offers 4 months of Chegg® study help4
- Borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books and more) minus other financial aid. Aggregate loan limits apply.
- Get rewarded for good grades1
- Variable rates: 1.12% - 11.87% APR2 (The interest rate ranges shown for Discover represent the lowest and highest APRs offered on Discover student loans, including undergraduate, graduate, health professions, law and MBA loans. Lowest fixed and variable starting APRs shown are available to the most creditworthy applicants for undergraduate loans and include an interest-only repayment discount and a 0.25% interest rate reduction while enrolled in automatic payments)
- Zero fees
- Apply in 15 minutes or less
- Variable Rates: Starting variable rates range from 0.99% APR - 11.33% APR (with autopay)*, and will never exceed 13.95% (sometimes lower in certain states as required by law)
- Fixed Rates: Fixed rates range from 2.99% APR to 10.90% APR (with autopay)*
- Easy online application!
- No origination fees, late fees, and no insufficient fund fees. Period
- Up to four repayment types (including no payments while in school) and multiple repayment terms help you find the loan that fits your budget
- 0.25% discount when you set up autopay*
- Variable rates starting at 0.99% APR (including 0.25% Auto Pay discount)1
- Check your eligibility in just 2 minutes
- 9 month grace period (3 months more than most lenders)2
- Fast application and decision-making process
- Flexible repayment options
- No fees for origination, disbursement, prepayment or late payment
- Skip a payment once per year (once repayment period restarted)3
- Covers up to 100% of the school's certified cost of attendance