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Wells Fargo Collegiate® Loan
Many students find that federal loans aren't enough to cover their education costs. A private student loan can be used for tuition, books, a computer, housing, and other education expenses.
If you've already received all the federal loans and scholarships you're eligible for and still don't have enough, you can use the Wells Fargo Collegiate Loan to borrow up to the entire cost of your education.
Consider Applying With a Cosigner
Adding a credit worthy cosigner to your application may increase your chances of getting approved and could potentially reduce the interest rate on your loan.
Click Here To Get Started
Benefits and Features
- Borrow up to the entire cost of your education, minus other financial aid1
- No payments are due until six months after you graduate or leave school2
- 0.50% rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM program3
- 0.25% interest rate reduction when we automatically withdraw payments from a personal checking or savings account4
Additional Features and Benefits
No annual maximum - You can borrow up to the entire cost of your education, minus other financial aid1.
The loan money goes directly to your school - Once your financial aid officer certifies the eligible loan amount, the money is sent directly to your school.
Competitive annual percentage rate (APR) - Variable APR, based on credit. Applying with a cosigner may allow you to qualify for a lower interest rate.
Expert Wells Fargo service
- Student Loan specialists ready to help you
- Free online account access, so it's easy to pay your loan
- One bank for all your financial needs
Eligibility Requirements
You must:
- Be enrolled as an undergraduate or graduate student at an eligible school, and seeking a degree, certificate, or license.
- Have a cosigner, unless you meet credit history, income and employment requirements on your own.
- Be a U.S. citizen, U.S. national, permanent resident alien without conditions, or international student who is a temporary resident alien with a current U.S. address and proper evidence of eligibility. For permanent and temporary resident aliens, a U.S. citizen is required.
Loans subject to qualification.
1 The annual loan limit for temporary resident aliens is $25,000.
2 The maximum in-school period is seven years after the date of first disbursement.
3 Wells Fargo retains the right to discontinue or modify our rewards for future disbursements at any time without notice.
4 Wells Fargo retains the right to discontinue or modify our rewards for future disbursements at any time without notice. Reduced interest rate requires continued automatic payment from a personal checking or savings account. If the automatic payment is cancelled at any time after repayment begins, the discount will be lost until automatic payment is reinstated. The automatic payment interest rate reduction is separate from the graduation reward interest rate reduction and available to both borrowers who graduate and those who do not.
