Private Student Loan Consolidation

Consolidating your private student loans provides the opportunity for significantly lower monthly payments by combining all of your private student loans into one.

Get Started – Easy Online Application

Other Benefits of Private Student Loan Consolidation:

• Lower Monthly Payments: Most borrowers can reduce their monthly payment by extending the repayment term of their private student loan debt.
• Reduced Interest Rates: Borrowers with improved credit may often lower their interest rate. Existing loan holders will not reduce your interest rate if your credit has improved.
• Rate Reductions: Borrowers may apply on their own or with a credit-worthy co-signer. Borrower and Co-signers with superior credit may receive lower APR loans.
• Internship/Residency & Military Deferment: A 48 month deferment for medical/dental residents and a 36 month deferment for all active-duty military personnel is available through the Graduate Leverage Private Consolidation Loan Program.
• Repayment Term: Undergraduate borrowers may receive up to a 25 year repayment term which offers the lowest possible monthly payment, and graduate student borrowers may receive up to a 30 year repayment term.
• No Prepayment Penalties: All payments in excess of scheduled payments go directly to principal.
• Conditional pre-approval decision within minutes online.

Get The Lowest Rate Possible - Apply With A Co-Signer

Borrowers consolidating their undergraduate private loans will have to apply with a qualified co-signer in order to be approved. Borrowers who carry a graduate degree have the option to apply without a co-signer.

Apply Online – Lower Monthly Payments