Private Student Loan Eligibility

Private Loan Benefits:

• Borrow up to the true cost of your education
  
• Fast eSignature process

In order to obtain private student loan eligibility, applicants must be enrolled at least half-time at an eligible school and typically meet the following requirements:

• Must be a U.S. citizen or permanent resident
• You and your cosigner must pass a credit check

Private Student Loan Eligibility Credit Requirements

It is recommended that you review your credit report before you apply for a private student loan. Creditors look at personal data such as employment history, a summary of credit history, details of any accounts turned over to a credit agency, and your current FICO score. Get your FICO score now and improve your credit score.

Apply With a Cosigner in order to be Eligible for a Private Student Loan

While not all private student loans require that you apply with a cosigner, having a credit worthy cosigner can increase your chances for approval and potentially give you a lower interest rate. Learn about cosigners and private student loans

Apply now for a Private Student Loan