WSFS Bank Private Student Loan

WSFS Bank can help you fund your future - take advantage of our fixed rate student loans today!

Features & Benefits

  • Fixed interest rates ranging from 7.00% to 8.25%
  • No origination fee and no prepayment penalty
  • .25% interest rate reduction when you sign up for automated ACH payments
  • Credit and academic based underwriting
  • Cosigner release available for creditworthy borrowers after 48 consecutive, on-time principal and interest payments during the Repayment Period
  • Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans
  • Use your loan to pay for qualified education expenses including tuition, room & board, books or computers
  • Choose between making interest only payments or a nominal $25 Proactive Payment towards the loan while in school

Apply With a Co-signer

While not required, we strongly encourage undergraduate students to apply with a creditworthy co-signer if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.


  • Borrower must be enrolled in an eligible school and pursuing a degree program
  • Borrower and cosigner must be a US Citizen or permanent resident
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate

Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit