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Wells Fargo Collegiate®Loan1
After you’ve examined all of your lower cost financing options, consider the Wells Fargo Collegiate Loan. With this private student loan you can borrow up to the cost of your education minus other financial aid to pay for tuition, books, a computer, housing, and other education expenses. Apply today!
Apply With a Cosigner
Adding a creditworthy cosigner to your application may increase your chances of getting approved and potentially reduce the interest rate on your loan.
Click Here To Get Started
Benefits and Features
- Borrow up to the cost of your education, minus other financial aid2
- No payments due until six months after you graduate or leave school3
- Competitive variable annual percentage rate (APR)
- 0.50% off your interest rate when you graduate4
- An additional 0.25% off your interest rate when you choose automatic payments from your checking or savings account5
- The loan money goes directly to your school once your financial aid officer certifies the eligible loan amount. Any extra funds will be distributed to you.
Expert Wells Fargo Service
- Quick and easy loan application
- Student Loan specialists ready to help you
- One bank for all your financial needs
Eligibility Requirements
You must:
- Be enrolled as an undergraduate or graduate student at an eligible school, and seeking a degree, certificate, or license.
- Have a cosigner, unless you meet credit history, income and employment requirements.
- Be a U.S. citizen, U.S. national, permanent resident alien without conditions, or international student who is a temporary resident alien with a current U.S. address and proper evidence of eligibility. For permanent and temporary resident aliens, a U.S. citizen must cosign the loan.
1 All loans subject to qualification.
2 Aggregate loan limits apply. The annual loan limit for temporary resident aliens is $25,000.
3 Repayment begins six months after you graduate or leave school. The maximum in-school period is seven years after the date of first disbursement.
4 Wells Fargo retains the right to discontinue or modify our rewards for future disbursements at any time without notice. Verification of graduation required.
5 Reduced interest rate requires continued automatic payment from a personal checking or savings account. If the automatic payment is cancelled at any time after repayment begins, the discount will be lost until automatic payment is reinstated. The 0.25% interest rate reduction is effective the day after the first payment is made using automatic withdrawal during the repayment period. The automatic payment interest rate reduction is separate from the graduation reward interest rate reduction and available to both borrowers who graduate and those who do not.
