Discover® Student Loans

From college to graduate school, we can help you cover up to 100% of tuition, housing, books and more. Apply today!

Loan options are available for both undergraduate and graduate students.


Apply With a Co-signer

By applying with a creditworthy co-signer, you may improve your likelihood for loan approval and may receive a lower interest rate.

Discover Undergraduate Loan

This private student loan is for undergraduate students in 4- or 5-year degree programs and can cover up to 100% of tuition, housing, books and more. Apply today!

Benefits

  • Choice of fixed or variable interest rates
  • Zero fees
  • No payments required while in school at least half-time
  • 0.25% Auto Debit Reward (when you enroll in auto debit payments during repayment)
  • 6-month grace period
  • By adding a cosigner, you may improve your likelihood for loan approval and may receive a lower interest rate

Services

  • Apply online or by phone in a few minutes and get an immediate response
  • Our knowledgeable, US-based Student Loan Specialists are ready to help you 24/7
  • Tools and information at DiscoverStudentLoans.com to help students and parents through each step of the process — from exploring financial aid to repaying student loans

We encourage you to borrow responsibly and maximize grants, scholarships and other free financial aid before taking student loans. If you need to borrow, compare federal and private student loans to find a loan that best fits your needs.

Eligibility

  • You must be enrolled at least half-time in a 4- or 5-year undergraduate program at an eligible school and seeking a degree at an eligible school.
  • You must make satisfactory academic progress as defined by your school.
  • You must be a US citizen, permanent resident or international student with a Social Security number (International students require a Social Security number and a cosigner).
  • You must be 16 years or older at the time you apply, and you must pass a credit check.

Discover Graduate Loan

This private student loan is for graduate students, including masters and doctoral degree candidates and can cover up to 100% of tuition, housing, books and more. Apply today!

Benefits

  • Choice of fixed or variable interest rates
  • Zero fees
  • No payments required while enrolled in school at least half-time
  • 0.25% Auto Debit Reward (when you enroll in auto debit payments during repayment)
  • 9-month grace period
  • By adding a cosigner, you may improve your likelihood for loan approval and may receive a lower interest rate

Services

  • Apply online or by phone and get an immediate response
  • Our knowledgeable, US-based Student Loan Specialists are ready to help you 24/7
  • Tools and information at DiscoverStudentLoans.com to help students and parents through each step of the process — from exploring financial aid to repaying student loans

We encourage you to borrow responsibly and maximize grants, scholarships and other free financial aid before taking student loans. If you need to borrow, compare federal and private student loans to find a loan that best fits your needs.

Eligibility

  • You must be enrolled at least half-time in a graduate program at an eligible school and seeking a degree at an eligible school.
  • You must make satisfactory academic progress as defined by your school.
  • You must be a US citizen, permanent resident or international student with a Social Security number (International students require a Social Security number and a cosigner).
  • You must be 16 years or older at the time you apply and you must pass a credit check.