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Discover Certified Private Loan
With a Certified Private Loan from Discover Student Loans, you can supplement your other sources of financial aid, including scholarships and federal student loans, giving you the flexibility to cover up to 100% of your college expenses. You can pay for tuition, housing, books, supplies, and more. Apply today!
Apply With a Co-signer
While not required, we strongly encourage undergraduate students to apply with a creditworthy co-signer if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.
Apply for Your Discover Certified Private Loan »
Benefits
- 2% Graduation Reward on your outstanding principal loan balance - that's a cash reward of $200 on a $10,000 loan balance!
- Variable rates as low as 3.25% APR
- Zero origination fees
- No payments while in school at least half-time
- 0.25% Auto Debit Reward
Services
- Live customer service 7 days a week
- 24/7 online account management
Apply for Your Discover Certified Private Loan »
Eligibility
You must be a U.S. citizen or a permanent resident and be enrolled in a graduate degree program or a 4-year undergraduate degree program.
You always have the option to make payments ahead of schedule and doing so will reduce the total cost of your loan.
To help you keep track of your loan balance, we send you quarterly statements while you are in school.
