CitiAssist® Student Loans
This private student loan is for students who are enrolled full time, half time, or less. It can be used to pay for tuition, books, or other school-related expenses when federal loans fall short. Apply today!
Loan options are available for both undergraduate and graduate students.
Apply With a Co-signer
While not required, we strongly encourage undergraduate students to apply with a creditworthy co-signer if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.
Apply For Your CitiAssist Loan »
CitiAssist® Undergraduate Loan
This private student loan is for undergraduate students in 4- or 5-year degree programs. Apply Today!
Benefits
- Variable interest rates as low as 3.20% APR1 View APR Examples
- Zero origination fees
- No payments required while enrolled in school at least half-time
- 0.25% interest rate reduction when you enroll in our auto-debit payment program
- Adding a cosigner, you may improve your chance for loan approval and may receive a lower interest rate
- Eligibility for qualified international students with a US citizen or permanent resident cosigner
- 6-month grace period, generous repayment period
Services
- Simple three-step online application with Live Chat
- Tools and information at studentloan.com to help students and parents successfully manage their private student loans
Eligibility
- You must be enrolled in a 4- or 5-year undergraduate program, or a at an eligible school and seeking a degree.
- You must make satisfactory academic progress as defined by your school.
- You must be at least 18 years of age, 19 in Alabama and Nebraska, and 21 in Mississippi and Puerto Rico at time of loan application.
- You must pass a credit check.
Apply For Your CitiAssist Loan »
CitiAssist® Graduate Loan
This private student loan is for graduate students, including masters and doctoral degree candidates.Apply Today!
Benefits
- Variable interest rates as low as 3.72% APR1
- Zero origination fees
- No payments required while enrolled in school at least half-time
- 0.25% interest rate reduction when you enroll in our auto-debit payment program
- Adding a cosigner, you may improve your chance for loan approval and may receive a lower interest rate
- Eligibility for qualified international students with a US citizen or permanent resident cosigner
- 6-month grace period, generous repayment period
Services
- Simple three-step online application with Live Chat
- Tools and information at studentloan.com to help students and parents successfully manage their private student loans
Apply For Your CitiAssist Loan »
Eligibility
- You must be enrolled in a graduate program at an eligible school and seeking a degree.
- You must make satisfactory academic progress as defined by your school.
- You must be at least 18 years of age, 19 in Alabama and Nebraska, and 21 in Mississippi and Puerto Rico at time of loan application.
- You must pass a credit check.
1 The Annual Percentage Rate (APR) is variable and may increase during the life of the loan if the 3-month LIBOR Index increases, which would result in higher monthly payments, an increase in the number of scheduled payments, or both.
2 Our auto-debit payment program provides a 0.25% interest rate reduction during repayment when a borrower enrolls in the program and agrees to receive only electronic statements. To retain this borrower benefit and avoid late fees, you must make and have your payments posted to your account no later than the scheduled due date. Any payment posted after the due date will result in the termination of such benefit. The interest rate reduction does not apply during periods of deferment or forbearance and automatically terminates upon loan delinquency, default or for payments returned due to insufficient funds or other reason.
3 Subject to maximum allowed aggregate borrowing limits and payment-deferral periods.
We reserve the right to modify or discontinue benefit programs at any time without notice. Any termination or modification of the program will not affect the terms of loans previously made. Specific terms and conditions apply, visit studentloan.com or call us at 1-800-STUDENT.
Private student loans are originated by Citibank, N.A.
