Charter One TruFit Student Loan®


Charter One

Charter One has a solution to manage college costs - the TruFit Student Loan. This private college loan program picks up where grants, scholarships, and federal loans leave off, giving students a smart and affordable way to cover remaining expenses. Apply today!


TruFit Benefits

  • No Origination Fees
  • Choose your rate type – Competitive FIXED and VARIABLE interest rates
  • Flexible Repayment Options – Immediate, Interest Only and Deferred
  • Apply for cosigner release after you make 36 consecutive, on time payments
  • Borrow up to the cost of education less financial aid
  • No prepayment penalty
  • Academic progress not required

Services

  • Easy, online application process
  • Instant online credit decision
  • 24/7 online account management
  • Extended call center hours 8:30am to 8:00pm
  • Charter One offers free Student Checking with online banking capability. Visit www.charterone.com/studentbanking for more information. Please note that students do not need to have their student loans at Charter One in order to take advantage of their banking products.
  • Find helpful financial aid tools, such as our scholarship search tool and financial literacy information at www.charterone.com/student-loans/resources
  • Charter One is RBS Citizens, N.A.

Apply With a Co-signer

While not required, we strongly encourage undergraduate students to apply with a creditworthy co-signer if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.



Please note: due to federal regulations, Charter One is required to provide every potential borrower with disclosure information before they apply for a private loan. To view the required application solicitation disclosure information please click here.