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Compare Private Student Loans to Stafford Loans
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Borrow up to the true cost of your education
- Fast eSignature process
Private Student Loans help cover the difference between your total cost of education and other financial aid you have received, including Federal Stafford loans. Student loans can be used to cover educational expenses such as tuition, books, room and board, school fees, supplies and loan fees.
We recommend that you always exhaust Scholarships, Grants and Federal Loans before applying for Private Loans.
Private Student Loan and Stafford Loan Comparison
Federal Stafford and "Certified" Private Student Loans are disbursed to the school's financial aid office.
Apply now for a Private Student Loan
| Private Student Loan | Federal Stafford Loan | |
|---|---|---|
| Potential higher approval |
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| Requires school certification |
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| Competitive rates and fees |
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Preliminary approval in
as little as 15 minutes |
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| 0.25% interest rate reduction for auto-debit |
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| Take up to 20 years to repay |
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| Funds disbursed to the school |
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For more information about private student loans, check out our private student loan frequently asked questions page, private student loan comparison page, or simply get started and apply for a private student loan.
