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Compare Private Student Loans to PLUS Loans
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Borrow up to the true cost of your education
- Fast eSignature process
Private Student Loans help cover the difference between your total cost of education and other financial aid you have received, including Federal PLUS loans. Student loans can be used to cover educational expenses such as tuition, books, housing, school fees, student computers, supplies and more.
We recommend that you always exhaust Scholarships, Grants and Federal Loans before applying for Private Loans.
Private Student Loan and PLUS Loan Comparison
Federal PLUS and "Certified" Private Student Loans are disbursed to the school's financial aid office.
Apply now for a Private Student Loan
| Private Student Loan | Parent PLUS Loan | |
|---|---|---|
| Potential higher approval |
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| Requires school certification |
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| Competitive rates and fees |
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Preliminary approval in
as little as 15 minutes |
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| 0.25% interest rate reduction for automatic payments |
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| Take up to 20 years to repay |
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| Funds disbursed to the school |
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For more information about private student loans, check out our frequently asked questions page, or simply get started and apply online.




