Compare Certified and Direct Private Student Loans

Private Loan Benefits:
  • Borrow up to the true cost of your education
  • Fast eSignature process

Private Student Loans help cover the difference between your total cost of education and other financial aid you have received. Private loans can be used to cover educational expenses such as tuition, books, room and board, school fees, student computers, supplies and loan fees.

School Certified And Direct to Student Loan Comparison

The School Certified Loan is disbursed to the school's financial aid office. In some cases, this type of loan can have a higher approval rating because it is certified by the school.

  School Certified Loan Direct to Student Loan
Potential higher approval Check  
Requires school certification
Competitive rates and fees Check
Preliminary approval in
as little as 15 minutes
Check
0.25% interest rate discount for auto-debit Check
Take up to 25 years to repay Check
Funds disbursed to the school  
Funds sent straight to the applicant(s) Check
Apply for certified private student loans

For more information about private student loans, check out our frequently asked questions page, or simply get started and apply online.