Compare Certified and Direct Private Student Loans
- Borrow up to the true cost of your education
- Fast eSignature process
Private Student Loans help cover the difference between your total cost of education and other financial aid you have received. Private loans can be used to cover educational expenses such as tuition, books, room and board, school fees, student computers, supplies and loan fees.
School Certified Private Loans and Direct to Student Loan Comparison
The School Certified Loan is disbursed to the school's financial aid office. In some cases, this type of loan can have a higher approval rating because it is certified by the school.
Apply now for a Private Student Loan
| School Certified Loan | Direct to Student Loan | |
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| Potential higher approval |
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| Requires school certification |
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| Competitive rates and fees |
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Preliminary approval in
as little as 15 minutes |
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| 0.25% interest rate discount for auto-debit |
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| Take up to 25 years to repay |
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| Funds disbursed to the school |
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| Funds sent straight to the applicant(s) |
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For more information: compare the best private student loans, view our list of private student loan lenders, check out our private student loan frequently asked questions page, or simply get started and apply for a private student loan.
PrivateStudentLoans.com always recommends that students explore all of their financial aid options, from scholarships and grants to federal student loans, in addition to learning more about private student loans.
