¹ All loans subject to qualification.

² 0.50% interest rate reduction to borrowers who graduate.

³ 0.25% interest rate reduction to borrowers who pay by continuous automatic debit from a personal bank account. For complete terms and conditions for borrower rewards applicability and eligibility please refer to wellsfargo.com/student.

⁴ Cost of education minus other aid. Annual loan limit for temporary resident aliens is $25,000. Aggregate loan limits also apply.

⁵ Repayment begins six months after you graduate or leave school. Maximum in-school periods apply.

CitiAssist^® Loan APR Examples

Please note the following as you review the examples below: The Deferment Term is an estimate of the number of months a student would be in school and have payments deferred. The Principal Amount Entering Repayment is based on the assumption that interest accrues during the in-school period and is capitalized when the loan enters repayment. The Repayment Term is the number of months over which the loan will be repaid.

APR Example for CitiAssist^® Loan for Undergraduates

APR Example for CitiAssist^® Loan for Graduates

The interest rate may vary and is indexed to the 3-month London Interbank Offered Rate (LIBOR), as published in the "Money Rates" section of The Wall Street Journal, rounded up to the nearest one-eighth of one percent, plus or minus a margin. As of Wednesday, June 16, 2010, the 3-month LIBOR Index, rounded up, was 0.625%. The variable rate is determined quarterly on the first day of January, April, July, and October based on the published LIBOR Index 15 days prior to those dates. The Annual Percentage Rate (APR) for a loan will increase if the 3-month LIBOR Index increases and would result in higher monthly payments, an increase in the number of scheduled payments, or both.

¹ PNC Solution Loans are subject to credit approval.

² 0.50% interest rate reduction available as long as payments are automatically deducted from any checking or savings account. The interest rate reduction benefit is lost if automatic payment deduction is discontinued.

³ Students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest-only and immediate repayment options are also available. Interest will accumulate while the student is enrolled in school if payments are deferred. If interest is not paid, the accumulated interest will be added to the principal at repayment.

⁴ Effective 7/1/2010, interest rates range from 4.29% to 11.04% and APRs range from 4.29% to 12.18%. The monthly payment for the immediate repayment option at a rate range of 4.29% to 11.04% and an origination fee range of 0% to 6% for 180 months on a $10,000 loan means you would make 180 payments which may range from $75.43 to $121.18 based on 30 days to first payment due date. All figures are for PNC Solution Loan for Undergraduates. Other terms and conditions may apply to other PNC Solution Loan programs.

Please note: PNC reserves the right to modify or discontinue the terms of this program at any time without notice. Visit pnconcampus.com for additional information, terms and conditions about our loan programs.

© 2010 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.
Member FDIC

¹ For CitiAssist® Loans, the interest rate and fees charged are based on the applicants’ credit scores and other factors. You may apply for a loan on your own. However, if you do not have an established credit history you may apply with a qualified co-signer to increase your chances for approval and potentially receive a lower interest rate. International borrowers must always apply with a U.S. citizen or permanent resident co-signer. Co-signers may be released from a loan if the borrower has made the first 24 consecutive monthly payments by the due date, is creditworthy and is a U.S. citizen or permanent resident at the time the release is requested. The three-minute response is for applications submitted Monday to Friday from 7:00 a.m. to 11:00 p.m. E.T. Additional documentation and data verification may be requested for loan approval. Visit studentloan.com for up-to-date product information.

Effective July 1, 2010, our interest rates will range between 3.875% and 11.625%, based on the three-month LIBOR Index as published in the “Money Rates” section of The Wall Street Journal rounded up to the nearest one-eighth of one percent, plus or minus a margin. As of Thursday, July 1, 2010, the three-month LIBOR Index, rounded up, was 0.625%.

² Our auto-debit payment program provides a 0.25% interest rate reduction during repayment when a borrower enrolls in the program and agrees to receive only electronic statements. To retain this borrower benefit and avoid late fees, you must make and have your payments posted to your account no later than the scheduled due date. Any payment posted after the due date will result in the termination of such benefit. The interest rate reduction does not apply during periods of deferment or forbearance and automatically terminates upon loan delinquency, default or for payments returned due to insufficient funds or other reason.

³ Subject to maximum limits.

SunTrust is a federally registered service mark and Academic Answer® is a federally registered trademark of SunTrust Banks, Inc.

¹Proof of graduation must be submitted within 90 days of graduation. Copy of diploma or final transcript is acceptable.

²Effective for applications received on or after 10/15/09.

³The 0.25% rate reduction is available to borrowers who arrange with their servicer to automatically deduct monthly payments from their personal bank account. Savings programs are effective for all loans disbursed on or after October 13, 2006.

⁴Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.

Certain restrictions and limitations may apply. SunTrust reserves the right to change or discontinue these benefits without notice. This loan program may not be available in all jurisdictions

¹ $25/month fixed payment repayment option is available for new loan applications initiated on or after June 28, 2010, and is subject to change. The savings example uses approximated numbers, is for informational purposes only and is an example of loan terms available through the Smart Option Student Loan. Savings is based on the following assumptions: A Smart Option Student Loan made to a freshman borrower at a degree granting institution of $10,000 with two disbursements and a 10.05% APR [Interest rate of LIBOR + 10.375% (LIBOR of 0. 375% as of 5/25/2010) and no origination fee or disbursement fee]. APR may increase after consummation. Repayment consists of 51 fixed $25/month payments (in-school period of 45 months plus separation period of 6 months), followed by 119 principal and interest payments of $179.79 per month and one payment of $115.65 for total payments of $22,786 (finance charge of $12,786). Compare against a traditional 15-year private student loan for $10,000 where payments are deferred during school and grace periods, an estimated APR of 9.97% and repayment consisting of 179 principal and interest payments of $162.11 per month and one payment of $41.83 (following a 45-month in-school period and 6-month grace period, after which accrued interest is capitalized) for total payments of $29,060 (finance charge of $19,060).

² Market leading rates based on a May 7, 2010 review of competitor rates and APRs. Rates and fees shown are available for borrowers attending degree-granting institutions with the fixed repayment option only. The rates for borrowers attending non- degree granting institutions with the fixed pay repayment option will range from L + 8.50% to L + 12.50% (8.82% APR to 13.88% APR) (LIBOR of 0.375% as of 5/25/2010) and the origination or disbursement fees will range from 0% to 5%. The APR and interest rate on your loan will be a variable rate and will change based on changes in the one-month LIBOR rate. Your interest rate and monthly payment will increase if the one-month LIBOR rate increases.

³ Borrow up to the cost of attendance (minimum $1,000) as certified by your school and confirmed by Sallie Mae, less other financial aid received. Sallie Mae reserves the right to approve a lower loan amount than what the school has certified.

⁴ Benefit for enrolling in monthly recurring automatic debit payments is available for as long as monthly payment is successfully deducted from the designated bank account. Benefit is suspended during periods of forbearance and certain deferments.

⁵ The 2% reward benefit is available on the Smart Option Student Loan during the borrower's initial in-school and separation period only. If the borrower leaves school but returns later, the reward will not be available for any subsequent in-school period. The primary borrower must be of the age of majority in his or her state of residence (typically 18 years old) and must enroll in Upromise at the time he or she applies for the loan or already be a Upromise member at the time of loan application. If the primary borrower is already a Upromise member at the time of loan application, the borrower must indicate that when applying for the loan and provide the requested information to confirm enrollment. To be eligible to receive the 2% reward, the borrower may not have had two consecutive scheduled payments past due on the loan for which the benefit is available. If the borrower has two consecutive scheduled payments past due, he or she will no longer be eligible for the reward on that loan. If all conditions are met, the primary borrower will earn 2% of the scheduled payment in Upromise rewards into his or her Upromise account for each payment made by the scheduled due date. The 2% reward will be based only on the scheduled payment amount due and cannot be earned on payments that exceed the scheduled payment amount. The 2% reward benefit is subject to the terms and conditions of the Upromise service (as may be amended from time-to-time), including without limitation, restrictions on conversion, transfer and redemption of rewards, reward denomination, including whether and under what circumstances the rewards have independent cash value, and terms relating to fees and/or the forfeiture of rewards. Benefit available on eligible loans first disbursed on or after June 1, 2010.

⁶ To qualify for cosigner release, borrower must have successfully completed school, made 12 consecutive on-time principal and interest payments, meet age of majority requirements, be a U.S. citizen or permanent resident and meet the underwriting requirements when the release request is processed. Account must remain current until the request for cosigner release is processed.

You must attend an eligible school and be enrolled in an eligible program. U.S. citizens enrolled in eligible study abroad programs or studying at medical schools outside the United States are also eligible. International students are eligible with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and appropriate U.S. Citizenship and Immigration Service documentation.

You must meet current credit and other eligibility criteria

Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank^®. The Student Loan Network is compensated for the referral of Smart Option Student Loan customers.

Borrower benefit information valid as of June 28, 2010.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK THE SALLIE MAE WEBSITE TO OBTAIN THE MOST UP-TO-DATE PRODUCT INFORMATION.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank^®, Sallie Mae Smart Option Student Loan and Dream. Invest. Succeed. are registered service marks of Sallie Mae, Inc. Smart Rewards is a service mark of Sallie Mae, Inc. Upromise is a registered service mark of Upromise, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise, Inc., are not sponsored by or agencies of the United States of America. Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank or a Sallie Mae lender partner. © 2010 by Sallie Mae, Inc. All rights reserved.

¹ All loans subject to qualification.

² 0.50% interest rate reduction to borrowers who graduate.

³ 0.25% interest rate reduction to borrowers who pay by continuous automatic debit from a personal bank account. For complete terms and conditions for borrower rewards applicability and eligibility please refer to wellsfargo.com/student.

⁴ Cost of education minus other aid. Annual loan limit for temporary resident aliens is $25,000. Aggregate loan limits also apply.

⁵ Repayment begins six months after you graduate or leave school. Maximum in-school periods apply.

CitiAssist^® Loan APR Examples

Please note the following as you review the examples below: The Deferment Term is an estimate of the number of months a student would be in school and have payments deferred. The Principal Amount Entering Repayment is based on the assumption that interest accrues during the in-school period and is capitalized when the loan enters repayment. The Repayment Term is the number of months over which the loan will be repaid.

APR Example for CitiAssist^® Loan for Undergraduates

APR Example for CitiAssist^® Loan for Graduates

The interest rate may vary and is indexed to the 3-month London Interbank Offered Rate (LIBOR), as published in the "Money Rates" section of The Wall Street Journal, rounded up to the nearest one-eighth of one percent, plus or minus a margin. As of Wednesday, June 16, 2010, the 3-month LIBOR Index, rounded up, was 0.625%. The variable rate is determined quarterly on the first day of January, April, July, and October based on the published LIBOR Index 15 days prior to those dates. The Annual Percentage Rate (APR) for a loan will increase if the 3-month LIBOR Index increases and would result in higher monthly payments, an increase in the number of scheduled payments, or both.

¹ PNC Solution Loans are subject to credit approval.

² 0.50% interest rate reduction available as long as payments are automatically deducted from any checking or savings account. The interest rate reduction benefit is lost if automatic payment deduction is discontinued.

³ Students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest-only and immediate repayment options are also available. Interest will accumulate while the student is enrolled in school if payments are deferred. If interest is not paid, the accumulated interest will be added to the principal at repayment.

⁴ Effective 7/1/2010, interest rates range from 4.29% to 11.04% and APRs range from 4.29% to 12.18%. The monthly payment for the immediate repayment option at a rate range of 4.29% to 11.04% and an origination fee range of 0% to 6% for 180 months on a $10,000 loan means you would make 180 payments which may range from $75.43 to $121.18 based on 30 days to first payment due date. All figures are for PNC Solution Loan for Undergraduates. Other terms and conditions may apply to other PNC Solution Loan programs.

Please note: PNC reserves the right to modify or discontinue the terms of this program at any time without notice. Visit pnconcampus.com for additional information, terms and conditions about our loan programs.

© 2010 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.
Member FDIC

¹ For CitiAssist® Loans, the interest rate and fees charged are based on the applicants’ credit scores and other factors. You may apply for a loan on your own. However, if you do not have an established credit history you may apply with a qualified co-signer to increase your chances for approval and potentially receive a lower interest rate. International borrowers must always apply with a U.S. citizen or permanent resident co-signer. Co-signers may be released from a loan if the borrower has made the first 24 consecutive monthly payments by the due date, is creditworthy and is a U.S. citizen or permanent resident at the time the release is requested. The three-minute response is for applications submitted Monday to Friday from 7:00 a.m. to 11:00 p.m. E.T. Additional documentation and data verification may be requested for loan approval. Visit studentloan.com for up-to-date product information.

Effective July 1, 2010, our interest rates will range between 3.875% and 11.625%, based on the three-month LIBOR Index as published in the “Money Rates” section of The Wall Street Journal rounded up to the nearest one-eighth of one percent, plus or minus a margin. As of Thursday, July 1, 2010, the three-month LIBOR Index, rounded up, was 0.625%.

² Our auto-debit payment program provides a 0.25% interest rate reduction during repayment when a borrower enrolls in the program and agrees to receive only electronic statements. To retain this borrower benefit and avoid late fees, you must make and have your payments posted to your account no later than the scheduled due date. Any payment posted after the due date will result in the termination of such benefit. The interest rate reduction does not apply during periods of deferment or forbearance and automatically terminates upon loan delinquency, default or for payments returned due to insufficient funds or other reason.

³ Subject to maximum limits.

SunTrust is a federally registered service mark and Academic Answer® is a federally registered trademark of SunTrust Banks, Inc.

¹Proof of graduation is required.

²A Repayment Finance Charge may apply based on your or your cosigner's credit history.

³The 0.25% rate reduction is available to borrowers who arrange with their servicer to automatically deduct monthly payments from their personal bank account. Savings programs are effective for all loans disbursed on or after October 13, 2006.

⁴Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.

Certain restrictions and limitations may apply. SunTrust reserves the right to change or discontinue these benefits without notice. This loan program may not be available in all jurisdictions

¹ $25/month fixed payment repayment option is available for new loan applications initiated on or after June 28, 2010, and is subject to change. The savings example uses approximated numbers, is for informational purposes only and is an example of loan terms available through the Smart Option Student Loan. Savings is based on the following assumptions: A Smart Option Student Loan made to a freshman borrower at a degree granting institution of $10,000 with two disbursements and a 10.05% APR [Interest rate of LIBOR + 10.375% (LIBOR of 0. 375% as of 5/25/2010) and no origination fee or disbursement fee]. APR may increase after consummation. Repayment consists of 51 fixed $25/month payments (in-school period of 45 months plus separation period of 6 months), followed by 119 principal and interest payments of $179.79 per month and one payment of $115.65 for total payments of $22,786 (finance charge of $12,786). Compare against a traditional 15-year private student loan for $10,000 where payments are deferred during school and grace periods, an estimated APR of 9.97% and repayment consisting of 179 principal and interest payments of $162.11 per month and one payment of $41.83 (following a 45-month in-school period and 6-month grace period, after which accrued interest is capitalized) for total payments of $29,060 (finance charge of $19,060).

² Market leading rates based on a May 7, 2010 review of competitor rates and APRs. Rates and fees shown are available for borrowers attending degree-granting institutions with the fixed repayment option only. The rates for borrowers attending non- degree granting institutions with the fixed pay repayment option will range from L + 8.50% to L + 12.50% (8.82% APR to 13.88% APR) (LIBOR of 0.375% as of 5/25/2010) and the origination or disbursement fees will range from 0% to 5%. The APR and interest rate on your loan will be a variable rate and will change based on changes in the one-month LIBOR rate. Your interest rate and monthly payment will increase if the one-month LIBOR rate increases.

³ Borrow up to the cost of attendance (minimum $1,000) as certified by your school and confirmed by Sallie Mae, less other financial aid received. Sallie Mae reserves the right to approve a lower loan amount than what the school has certified.

⁴ Benefit for enrolling in monthly recurring automatic debit payments is available for as long as monthly payment is successfully deducted from the designated bank account. Benefit is suspended during periods of forbearance and certain deferments.

⁵ The 2% reward benefit is available on the Smart Option Student Loan during the borrower's initial in-school and separation period only. If the borrower leaves school but returns later, the reward will not be available for any subsequent in-school period. The primary borrower must be of the age of majority in his or her state of residence (typically 18 years old) and must enroll in Upromise at the time he or she applies for the loan or already be a Upromise member at the time of loan application. If the primary borrower is already a Upromise member at the time of loan application, the borrower must indicate that when applying for the loan and provide the requested information to confirm enrollment. To be eligible to receive the 2% reward, the borrower may not have had two consecutive scheduled payments past due on the loan for which the benefit is available. If the borrower has two consecutive scheduled payments past due, he or she will no longer be eligible for the reward on that loan. If all conditions are met, the primary borrower will earn 2% of the scheduled payment in Upromise rewards into his or her Upromise account for each payment made by the scheduled due date. The 2% reward will be based only on the scheduled payment amount due and cannot be earned on payments that exceed the scheduled payment amount. The 2% reward benefit is subject to the terms and conditions of the Upromise service (as may be amended from time-to-time), including without limitation, restrictions on conversion, transfer and redemption of rewards, reward denomination, including whether and under what circumstances the rewards have independent cash value, and terms relating to fees and/or the forfeiture of rewards. Benefit available on eligible loans first disbursed on or after June 1, 2010.

⁶ To qualify for cosigner release, borrower must have successfully completed school, made 12 consecutive on-time principal and interest payments, meet age of majority requirements, be a U.S. citizen or permanent resident and meet the underwriting requirements when the release request is processed. Account must remain current until the request for cosigner release is processed.

You must attend an eligible school and be enrolled in an eligible program. U.S. citizens enrolled in eligible study abroad programs or studying at medical schools outside the United States are also eligible. International students are eligible with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and appropriate U.S. Citizenship and Immigration Service documentation.

You must meet current credit and other eligibility criteria

Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank^®. The Student Loan Network is compensated for the referral of Smart Option Student Loan customers.

Borrower benefit information valid as of June 28, 2010.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK THE SALLIE MAE WEBSITE TO OBTAIN THE MOST UP-TO-DATE PRODUCT INFORMATION.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank^®, Sallie Mae Smart Option Student Loan and Dream. Invest. Succeed. are registered service marks of Sallie Mae, Inc. Smart Rewards is a service mark of Sallie Mae, Inc. Upromise is a registered service mark of Upromise, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise, Inc., are not sponsored by or agencies of the United States of America. Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank or a Sallie Mae lender partner. © 2010 by Sallie Mae, Inc. All rights reserved.