Private Student Loan Options

Option(s) Benefits and Information
Sallie Mae
  • Competitive rates and no origination fees for degree-granting institutions
  • Borrow up to 100% of your school certified education costs (Min. $1,000)
  • It takes about 15 minutes to apply and get a credit result
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1  Competitive rates based on November 11, 2011 review of rates of national competitors.

Wells Fargo Private Student Loans
  • No payments required while in school1,2
  • Easy process and quick credit decision
  • Fixed or variable interest rates, with possible discounts up to 1%3,4
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1 Repayment begins six months after graduating or leaving school. Maximum in-school periods apply.

2 Loans subject to qualification.

3  Wells Fargo may discontinue or modify our interest rate discount program(s)for future loans any time without notice.

4  Reduce interest rate by a total up to 1.00% if you satisfy one or more of the following: you or your cosigner have a qualifying Wells Fargo relationship at the time of application 0.25% - 0.50%, depending on the relationship; you qualify for the Wells Fargo Student Graduation BenefitSM Reward 0.25%; or you authorize automatic payments from your personal checking or savings account 0.25% (this rate reduction will be effective the day after the first automatic withdrawal is made). Different discounts may be combined, except that only one relationship discount will apply. You will automatically receive the highest applicable relationship discount. For details, including eligibility requirements, visit us at wellsfargo.com/student.

Union Federal Private Student Loans
  • Interest rates as low as 2.81%
  • No fees
  • Compare multiple options in the same application session
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Citi Private Student Loans
  • Competitive interest rates and zero origination fees
  • No payments required while enrolled in school at least half-time
  • Simple three-step online application with Live Chat
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1 Current interest rates range from 3.375% to 9.625%.

Suntrust Private Student Loans
  • Choice of fixed or variable interest rate
  • Graduation Reward: 1% principal reduction per loan1
  • Applying with a cosigner may increase your chances of getting approved
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1 Proof of graduation must be submitted within 90 days of graduation. Copy of diploma or final transcript is acceptable. 1% principal reduction is based on the original principal amount. Graduation benefit also requires no more than one late payment (any payment made more than ten days after due date).

Discover Private Student Loans
  • Earn a 2% Graduation Reward
  • Competitive rates with zero origination fees
  • No payments required while in school at least half-time
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